Mercer County property record for 515 Clay Lick Rd, Salvisa, KY 40372
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,468 sqft · built 2004 |
| Lot Size | 5.04 acres (219,542 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,924 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041.00-00019.04 |
| Primary APN | 041.00-00019.04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,468 sqft Living Area |
| Basement Area | 2,212 sqft |
| Unfinished Basement | 2,212 sqft |
| Family Room | Family Room |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 219,542 sqft (5.04 acres) |
| Garage Area | 528 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 19541 |
|---|---|
| Street Address | 515 CLAY LICK RD |
| City | SALVISA |
| State | KY |
| Zip | 40372-9577 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLAYLICK RD H & LOT |
| Legal Subdivision | GENEVA COX ESTATE |
| Jurisdiction | MERCER KY |
| Township / Civil Division | SALVISA-MCAFEE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 960100 |
515 Clay Lick Rd is owned and occupied by two individuals.
Source: Mercer County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 515 CLAY LICK RD, SALVISA, KY 40372-9577 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2023 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CU |
| Oct 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CU |
| Oct 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRIUMPH MORTGAGE |
| Jan 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CU |
| Nov 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER KY |
| Property Address | 515 CLAY LICK RD, SALVISA, KY 40372-9504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00M765/814 |
|---|---|
| Date | Jan 5, 2023 |
| Book Page | M765/814 |
| Instrument | 12017432 |
| Name | COMMONWEALTH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER KY |
| Property Address | 515 CLAY LICK RD, SALVISA, KY 40372-9504 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | M737/846 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | M737/846 |
| Instrument | 12010140 |
| Name | COMMONWEALTH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER KY |
| Property Address | 515 CLAY LICK RD, SALVISA, KY 40372-9504 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Title Company | SOLIDIFI TITLE |
| Name | Verified Name |
|---|
| Document Number | M736/371 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | M736/371 |
| Instrument | 12009776 |
| Name | TRIUMPH MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER KY |
| Property Address | 515 CLAY LICK RD, SALVISA, KY 40372-9504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | M716/626 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | M716/626 |
| Instrument | 12004859 |
| Name | COMMONWEALTH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER KY |
| Property Address | 515 CLAY LICK RD, SALVISA, KY 40372-9504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M672/104 |
|---|---|
| Date | Nov 20, 2018 |
| Book Page | M672/104 |
| Instrument | 187940 |
| Name | COMMONWEALTH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 515 Clay Lick Rd was $1,924, down 55.5% from the year before.
Source: Mercer County assessment roll, as of January 13, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Mercer County |
| Unified School District | Mercer County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,924.00 (-55.48%) | $394,200 Land $30,000 Building $364,200 | $394,200 Land $30,000 Building $364,200 |
| 2024 | $4,322.00 (-0.92%) | ||
| 2023 | $4,362.00 | $361,692 | $361,692 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 515 Clay Lick Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1984–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 Clay Lick Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH MERCER WATER DISTRICT serves 9,775 people · EPA ID KY0840321 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2023 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 E. coli resolved · Jun 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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