5523 Reflections Blvd, Lutz, FL 33558 Property Records

Hillsborough County property record for 5523 Reflections Blvd, Lutz, FL 33558

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,462 sqft · built 2001
Lot Size	0.382 acres (16,660 sqft)
Owner	2 Owner Names on File
Last Sale	$639,900 (May 2006)
Tax Bill	$6,764 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0129316860`

Property Details

APN / Parcel Number

Primary APN	`0129316860`
Alternative APN	`U0527180HM000002000160`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,462 sqft Heated Area
1st Floor Area	2,898 sqft
Upper Floors Area	564 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2013
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,660 sqft (0.382 acres)
Lot Dimensions	196 ft deep x 85 ft wide
Garage Area	677 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	364 sqft
Porch	Open Porch
Porch Area	452 sqft
Patio Area	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0129316860
Street Address	5523 REFLECTIONS BLVD
City	LUTZ
State	FL
Zip	33558-9017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	VILLA ROSA PARCEL N LOT 16 BLOCK 2
Legal Range	18E
Legal Township	27S
Legal Section	05
Legal Subdivision	VILLAROSA N
Legal Block	2
Legal Lot Number	16
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	KEYSTONE-CITRUS PARK
Census Block Group	2
Census Block	2000
Census Tract	11509

Owner

Source: Hillsborough County records · APN 0129316860

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	5523 REFLECTIONS BLVD, LUTZ, FL 33558-9017
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 26, 2006 · Amount on Record
Deed Sale	May 26, 2006 · Amount on Record
Prior Sale	May 22, 2002 · Amount on Record
Deed Document Number	2006256986
Deed Book / Page	16521 / 1505
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	5523 REFLECTIONS BLVD, LUTZ, FL 33558-9017
Transaction Type	Mortgage
Record Updated	Sep 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5523 REFLECTIONS BLVD, LUTZ, FL 33558-9017

Mortgage

Document Number	0000412167
Date	Aug 22, 2022
Instrument	2022412167

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 02, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,764.00 (+12.38%) Homeowner's exemption	$379,688 (+5.99%)	$668,628 (+4.4%) Land $174,097 Building $494,531
2023	$6,019.00 (+4.06%) Homeowner's exemption	$358,240 (+3%)	$640,425 (+2.5%) Land $164,934 Building $475,491
2022	$5,784.00 Homeowner's exemption	$347,806	$624,792 Land $164,934 Building $459,858

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	8 (1988–2024)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Wildfire

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 182 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HCWRC/NORTHWEST UTILITIES serves 208,982 people
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.