St. Louis County property record for 5528 Ford Rd, Culver, MN 55779
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 2008 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Oct 2022) |
| Tax Bill | $3,178 (2026) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 400-0010-01490 |
| Primary APN | 400-0010-01490 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,620 sqft Gross Area |
| 1st Floor Area | 1,620 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 1,742,400 sqft (40 acres) |
| Garage Area | 780 sqft |
| Deck Area | 16 sqft |
| Storage Building | 300 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1139270 |
|---|---|
| Street Address | 5528 FORD RD |
| City | CULVER |
| State | MN |
| Zip | 55779-8009 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | MUNS |
| Legal Description | SW 1/4 OF SW 1/4 SERIAL # |
| Legal Range | 17W |
| Legal Township | 51N |
| Legal Section | 09 |
| Legal Subdivision | INDUSTRIAL TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | INDUSTRIAL |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 11101 |
5528 Ford Rd, a residential property, is owned and occupied by two individuals who bought it in October 2022.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5528 FORD RD, CULVER, MN 55779-8009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2022 · Amount on File |
| Deed Sale | Oct 27, 2022 · Amount on File |
| Deed Document Number | 20221455124 |
| Prior Transfer Date | Dec 5, 2019 |
| Prior Transfer Doc | 0001369074 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 27, 2022 |
| Property Address | 5528 FORD RD, CULVER, MN 55779-8009 |
| Document Number | 0001455124 |
| Instrument Date | Oct 20, 2022 |
| Instrument | 1455124 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2022 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,056.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5528 FORD RD, CULVER, MN 55779-8009 |
| Document Number | 0001455125 |
|---|---|
| Date | Oct 27, 2022 |
| Instrument | 1455125 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
The 2026 property tax bill for 5528 Ford Rd was $3,178 with a homeowner's exemption, up 7.4% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Industrial Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,178.00 (+7.44%) Homeowner's exemption | ||
| 2025 | $2,958.00 (+0.61%) Homeowner's exemption | $396,500 (+7.19%) Land $116,600 Building $279,900 | $396,500 (+7.19%) Land $116,600 Building $279,900 |
| 2024 | $2,940.00 | $369,900 Land $111,200 Building $258,700 | $369,900 Land $111,200 Building $258,700 |
| 2022 | $290,300 Land $76,600 Building $213,700 | $290,300 Land $76,600 Building $213,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5528 Ford Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5528 Ford Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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