5361 Ford Rd, Culver (Saginaw), MN 55779 Property Records

St. Louis County property record for 5361 Ford Rd, Culver, MN 55779

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,404 sqft · built 1930
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on Record
Last Sale	$157,500 (Sep 2020)
Tax Bill	$1,392 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`400-0010-02780`

Property Details

APN / Parcel Number

Primary APN	`400-0010-02780`
Alternative APN	`1095309`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,404 sqft Gross Area
1st Floor Area	702 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood
Construction Type	Frame
Lot Area	1,742,400 sqft (40 acres)

Exterior Amenities

Porch	Porch
Porch Area	342 sqft
Deck Area	33 sqft
Storage Building	63 sqft
Pole Barn	1,200 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1095309
Street Address	5361 FORD RD
City	CULVER
State	MN
Zip	55779-8009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	SE 1/4 OF NE 1/4 SERIAL #
Legal Range	17W
Legal Township	51N
Legal Section	17
Legal Subdivision	INDUSTRIAL TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	INDUSTRIAL
Census Block Group	1
Census Block	1046
Census Tract	11101

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5361 FORD RD, CULVER, MN 55779-8009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE
Feb 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2020 · Amount on Record
Deed Sale	Sep 2, 2020 · Amount on Record
Deed Document Number	20201389304
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 2, 2020
Property Address	5361 FORD RD, CULVER, MN 55779-8009
Document Number	00A1389304
Instrument Date	Aug 27, 2020
Instrument	A1389304
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5361 FORD RD CULVER MN 557798009, CULVER, MN 55779-8009

Mortgage

Document Number	A1389305
Date	Sep 2, 2020
Instrument	A1389305

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5361 FORD RD, CULVER, MN 55779-8009
Document Number	00A1306409
Instrument Date	Feb 27, 2017
Transaction Type	Mortgage
Record Updated	Apr 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5361 FORD RD CULVER MN 557798009, CULVER, MN 55779-8009

Mortgage

Document Number	00A1306409
Date	Mar 28, 2017
Instrument	A1306409

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Industrial Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,392.00 (+7.74%) Homeowner's exemption
2025	$1,292.00 (-6.1%) Homeowner's exemption	$227,600 (+6.45%) Land $123,100 Building $104,500	$227,600 (+6.45%) Land $123,100 Building $104,500
2024	$1,376.00	$213,800 (+12.88%) Land $117,200 Building $96,600	$213,800 (+12.88%) Land $117,200 Building $96,600
2022		$189,400 Land $80,200 Building $109,200	$189,400 Land $80,200 Building $109,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

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