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  6. 5527 Old Ranch Rd

5527 Old Ranch Rd, Unit 43, Oceanside, CA 92057 Property Records

San Diego County property record for 5527 Old Ranch Rd, Unit 43, Oceanside, CA 92057

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,405 sqft · built 2007
Lot Size5.71 acres (249,092 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Aug 2014)
Tax Bill$4,651 (2025)
Deeds & MortgagesMay 2021 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN157-411-21-43

Property Details

APN / Parcel Number

Primary APN157-411-21-43

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,405 sqft Living Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleCondo/Apartment
Lot Area249,092 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address5527 OLD RANCH RD, 43
CityOCEANSIDE
StateCA
Zip92057-5669
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeCN-SP-EQ
Legal DescriptionLOT 2 US 43PER DOC06-270313&UND INT IN PHASE 3 TR 015292
Legal SubdivisionCASITAS AT SPRING CREEK THE
Legal Tract015292
Legal Block2
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract19303

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5527 OLD RANCH RD, 43, OCEANSIDE, CA 92057-5669
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
May 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2014 · Amount on Record
Deed SaleAug 12, 2014 · Amount on Record
Prior SaleJul 29, 2010 · Amount on Record
Deed Document Number2014345265
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5527 OLD RANCH RD UNIT 43, 43, OCEANSIDE, CA 92057-5669
Transaction TypeMortgage
Record UpdatedMay 19, 2021
Title CompanyORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5527 OLD RANCH RD 43, 43, OCEANSIDE, CA 92057-5669

Mortgage

Document Number0000352019
DateMay 7, 2021
Instrument2021-0352019
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5527 OLD RANCH RD UNIT 43, 43, OCEANSIDE, CA 92057-5669
Document Number0000284997
Instrument DateMay 28, 2020
Transaction TypeMortgage
Record UpdatedJun 15, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address5527 OLD RANCH RD #43 OCEANSIDE CA 920575669, 43, OCEANSIDE, CA 92057-5669

Mortgage

Document Number0000284997
DateJun 4, 2020
Instrument284997
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 3, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$416,792 (+2%) Land $204,442 Building $212,350
2025$4,651.00 (+8.64%)$408,621 (+4.04%) Land $200,434 Building $208,187
2023$4,281.00 (+0.26%)$392,754 Land $192,651 Building $200,103
2022$4,270.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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