5527 Lake Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 5527 Lake Rd E, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,560 sqft · built 1989
Lot Size	0.208 acres (9,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$88,600 (Apr 2005)
Tax Bill	$8,843 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-031-00-019-00`

Property Details

APN / Parcel Number

Primary APN	`21-031-00-019-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	2,286 sqft
1st Floor Area	1,040 sqft
Upper Floors Area	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	9,060 sqft (0.208 acres)
Lot Dimensions	150 ft deep x 39 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	330 sqft
Deck Area	120 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5527 LAKE RD E
City	GENEVA
State	OH
Zip	44041-9786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 2--14 N E2003
Legal Subdivision	GENEVA/LK
Legal Lot Number	14
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1003
Census Tract	801

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5527 LAKE RD E, GENEVA, OH 44041-9786
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2005 · Amount on Record
Deed Sale	Apr 26, 2005 · Amount on Record
Deed Document Number	20056225
Deed Book / Page	333 / 1461
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	5523 LAKE RD E, GENEVA, OH 44041-9786
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000918
Date	Feb 5, 2026
Book Page	863/409
Instrument	2026-00000918

Lender

Name	LAKEVIEW FCU
Type	Credit Union
Address	ASHTABULA, OH 44004

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Municipality	Geneva-on-the-Lake Village
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,843.00 (+83.46%)	$105,990 (-) Land $34,830 Building $71,160	$302,800 (-) Land $99,500 Building $203,300
2023	$4,820.00 (+23.59%) Homeowner's exemption	$105,990 (+33.34%) Land $34,830 Building $71,160	$302,800 (+33.33%) Land $99,500 Building $203,300
2022	$3,900.00 Homeowner's exemption	$79,490 Land $26,780 Building $52,710
2020			$227,100 Land $76,500 Building $150,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1988–2001)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2001 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20