5514 Lake Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 5514 Lake Rd E, Geneva, OH 44041

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,130 sqft · built 1930
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Mar 2020)
Tax Bill	$2,514 (2025)
Deeds & Mortgages	Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`21-036-00-046-00`

Property Details

APN / Parcel Number

Primary APN	`21-036-00-046-00`

Interior

Units	3 Units
Stories	1 Story
Building Area	2,130 sqft Gross Area
1st Floor Area	2,130 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1990
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	2,614 sqft (0.06 acres)
View / Lot	Central Business District

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5514 LAKE RD E
City	GENEVA
State	OH
Zip	44041-9786
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	43 LAKEGROVE EST
Legal Subdivision	LAKEGROVE EST
Legal Lot Number	2,43
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1007
Census Tract	801

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3797 SILVER FOX DR, AUSTINBURG, OH 44010-9755
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2020 · Amount on Record
Deed Sale	Mar 6, 2020 · Amount on Record
Prior Sale	Apr 28, 2014 · Amount on Record
Deed Document Number	20202203
Deed Book / Page	703 / 2242
Record Updated	Sep 20, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Mar 6, 2020
Property Address	5514 LAKE RD E, GENEVA, OH 44041-9786
Document Number	0000002203
Book / Page	000703 / 002242
Instrument Date	Mar 6, 2020
Instrument	2203
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	CLEVELAND HOME TITLE INC, CLEVELAND HM TITLE INC

Transaction

Amount	Amount Recorded
Tax	$640.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5514 LAKE RD GENEVA OH 44041, GENEVA, OH 44041

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Municipality	Geneva-on-the-Lake Village
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,514.00 (+35.75%)	$30,140 (-) Land $2,730 Building $27,410	$86,100 (-) Land $7,800 Building $78,300
2023	$1,852.00 (+1.26%)	$30,140 (-) Land $2,730 Building $27,410	$86,100 (-) Land $7,800 Building $78,300
2022	$1,829.00	$30,140 Land $2,730 Building $27,410
2020			$86,100 Land $7,800 Building $78,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1988–2001)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2001 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20