5526 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 5526 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 900 sqft
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Oct 2017)
Tax Bill	$1,579 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`74-14-057-0016-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-057-0016-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	167 ft deep x 65 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5526 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-4371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-3
Legal Description	ELY 65 FT OF WLY 741 FT OF SLY 200 FT OF THAT PART OF PC 202 LYING N OF M-29. 0.30 A PC 202
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2008
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5526 POINTE TREMBLE RD, ALGONAC, MI 48001-4371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCING CORP
Jan 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MAIN STREET BANK
Oct 2, 2017	Warranty Deed, Transfer · VA Mortgage FIRST INDEPENDENCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2017 · Amount on Record
Deed Sale	Oct 2, 2017 · Amount on Record
Deed Document Number	201723435
Last Transfer Date	Feb 10, 2022
Transfer Doc	0005491786
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 25, 2022
Property Address	5526 POINTE TREMBLE RD, ALGONAC, MI 48001-4371
Document Number	0005491786
Book / Page	5491 / 786
Instrument Date	Feb 10, 2022
Instrument	2022004680
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5526 POINTE TREMBLE RD, ALGONAC, MI 48001-4371

Mortgage

Document Number	2022004681
Date	Feb 25, 2022
Instrument	2022004681

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 14, 2021
Property Address	5526 POINTE TREMBLE RD, ALGONAC, MI 48001-4371
Document Number	0005302211
Book / Page	5302 / 211
Instrument Date	Nov 13, 2020
Instrument	2021001120
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5526 POINTE TREMBLE RD, ALGONAC, MI 48001-4371

Mortgage

Document Number	2021001121
Date	Jan 14, 2021
Instrument	2021001121

Lender

Name	MAIN STREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 2, 2017
Property Address	5526 POINTE TREMBLE RD, ALGONAC, MI 48001-4371
Document Number	0048750118
Book / Page	004875 / 000118
Instrument Date	Sep 21, 2017
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$516.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4710 PARK MNR SHELBY TOWNSHIP MI 48315, SHELBY TOWNSHIP, MI 48315

Mortgage

Document Number	48790726
Date	Oct 2, 2017
Book Page	004879/000726

Lender

Name	FIRST INDEPENDENCE BK
Type	Bank
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,800 (+13.51%)	$117,600 (+13.51%)
2025	$1,579.00 (+2.13%) Homeowner's exemption	$51,800 (+12.61%)
2024	$1,546.00 (+8.04%)		$103,600 (+12.61%)
2023		$46,000
2022	$1,431.00		$92,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	4 (1984–2020)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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