5518 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 5518 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,492 sqft
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$14,190 (Apr 2013)
Tax Bill	$1,813 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`74-14-057-0015-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-057-0015-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	2,492 sqft Living Area
1st Floor Area	1,246 sqft

Exterior

Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	167 ft deep x 47 ft wide
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5518 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-4371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-3
Legal Description	THE ELY 47 FT OF THE WLY 788 FT OF THE SLY 200 FT OF ALL THAT PART OF PC 202 LYING N OF S T L M-29 .21 A PC 202
Legal Subdivision	P C 202
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2008
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5518 POINTE TREMBLE RD, ALGONAC, MI 48001-4371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEXT DOOR LENDING
May 13, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2013 · Amount on Record
Deed Sale	Apr 18, 2013 · Amount on Record
Prior Sale	Sep 13, 2012 · Amount on Record
Deed Document Number	201311491
Deed Book / Page	4384 / 550
Prior Transfer Date	Sep 26, 2012
Prior Transfer Doc	004306/675
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5518 POINTE TREMBLE RD, ALGONAC, MI 48001-4371
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	551 POINTE TREMBLE RD 8, 8, ALGONAC, MI 48001-1645

Mortgage

Document Number	0005652251
Date	Sep 7, 2023
Book Page	5652/251
Instrument	2023015784

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5518 POINTE TREMBLE RD, ALGONAC, MI 48001-4371
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5518 POINTE TREMBLE RD, ALGONAC, MI 48001-4371

Mortgage

Document Number	0005554609
Date	Aug 22, 2022
Book Page	5554/609
Instrument	2022019797

Lender

Name	NEXT DOOR LENDING
Type	Non-Lending Institution
Address	FRANKLIN, MI 48025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5518 POINTE TREMBLE RD, ALGONAC, MI 48001-4371
Document Number	0050590410
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5518 POINTC TREMBLE RD ALGONAC MI 48001, ALGONAC, MI 48001

Mortgage

Document Number	0050590410
Date	May 23, 2019
Book Page	005059/000410

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 22, 2049

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,600 (+15.29%)	$333,200 (+15.29%)
2025	$1,813.00 (+20.79%) Homeowner's exemption	$144,500 (+67.63%)
2024	$1,501.00 (+33.9%)		$289,000 (+67.63%)
2023		$86,200
2022	$1,121.00		$172,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	4 (1984–2020)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Pointe Tremble Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures