5525 Upper Mill Ter N, Frederick, MD 21703 Property Records

Frederick County property record for 5525 Upper Mill Ter N, Frederick, MD 21703 · Last verified April 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bathrooms	3.5 Baths
Year Built	Built 2001
Square Footage	2,040 sqft Living Area
Lot Size	2,200 sqft (0.051 acres)
Garage	Attached, 240 sqft
Occupancy	Owner Occupied
Last Sale	$291,000 (2019)
Tax Bill	$3,454.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`28-582021`
Alternative APN	`582021`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,040 sqft Living Area
Gross Area	2,280 sqft Gross Area
1st Floor	680 sqft 1st Floor
Stories	3 Stories

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Townhouse Style
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	2,200 sqft (0.051 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	240 sqft Garage
Deck Area	216 sqft Deck
Porch	Open Porch
Porch Area	40 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	582021
Street Address	5525 UPPER MILL TER N
City	FREDERICK
State	MD
Zip	21703-6801
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 43 PHASE 1 2200 SQ FT WESTVIEW PARK
Legal Subdivision	WESTVIEW PARK
Legal Phase	1
Legal Lot Number	43
Jurisdiction	FREDERICK MD
Minor Civil Division	2, FREDERICK
Census Blockgroup	1
Census Block	1006
Census Tract	751003

Owner

Source: Frederick County records · APN 28-582021

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5525 UPPER MILL TER N, FREDERICK, MD 21703-6801
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 17, 2019 · Amount on Record
Deed Sale	Oct 17, 2019 · Amount on Record
Prior Sale	Sep 06, 2006 · Amount on Record
Deed Book / Page	13279 / 26
Prior Transfer Date	Nov 15, 2010
Prior Transfer Doc	0080940316
Record Refreshed	Jun 08, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 17, 2019
Property Address	5525 UPPER MILL TER N, FREDERICK, MD 21703-6801
Document Number	0132790026
Book / Page	013279 / 000026
Instrument Date	Oct 08, 2019
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	PINNACLE TITLE AND ESCROW, PINNACLE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$291.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	5525 UPPER MILL TER N FREDERICK MD 217036801, FREDERICK, MD 21703-6801

Mortgage

Document Number	132790031
Date	Oct 17, 2019
Book Page	013279/000031

Lender

Name	MORTGAGE LINK
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2049

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$316,000 (+15.98%) Land $80,000 Building $236,000	$316,000 (-) Land $80,000 Building $236,000
2024	$3,454.00 (+8.51%)
2023	$3,183.00 Homeowner's exemption	$272,467	$316,000 Land $80,000 Building $236,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.