5523 Upper Mill Ter N, Frederick, MD 21703 Property Records

Frederick County property record for 5523 Upper Mill Ter N, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details3.5 ba · 2,280 sqft · built 2001
Lot Size0.051 acres (2,200 sqft)
OwnerIndividual Name on Record
Last Sale$263,000 (Nov 2016)
Tax Bill$4,192 (2025)
Flood ZoneZone X (minimal risk)
APN28-582013

Property Details

APN / Parcel Number

Primary APN28-582013
Alternative APN
  • 582013

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,280 sqft Living Area
Gross Area2,520 sqft
1st Floor Area800 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,200 sqft (0.051 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area40 sqft
Deck Area310 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number582013
Street Address5523 UPPER MILL TER N
CityFREDERICK
StateMD
Zip21703-6801
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeMXD
Legal DescriptionLOT 42 PHASE 1 2200 SQ FT WESTVIEW PARK
Legal SubdivisionWESTVIEW PARK
Legal Phase1
Legal Lot Number42
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1006
Census Tract751003

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4826 MARSDEN CT, FREDERICK, MD 21703-6858
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2016 · Amount on Record
Deed SaleNov 2, 2016 · Amount on Record
Prior SaleApr 6, 2005 · Amount on Record
Deed Book / Page11475 / 25
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$350,433 (+18.91%)$379,500 (+12.98%) Land $115,000 Building $264,500
2025$4,192.00 (+18.38%)
2023$3,541.00$294,700$335,900 Land $80,000 Building $255,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimSep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Upper Mill Ter N

Nearby Streets

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