5525 S 3rd St, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 5525 S 3rd St, Saint Joseph, MO 64504

Property Summary

Property Type	Single Family Home
Details	1,106 sqft · built 1932
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,500 (Aug 2019)
Tax Bill	$1,650 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
APN	`06-9.0-32-002-001-023.000`

Property Details

APN / Parcel Number

Primary APN	`06-9.0-32-002-001-023.000`

Interior

Building Area	1,106 sqft Base Area
1st Floor Area	1,106 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	136 ft deep x 90 ft wide

Location & Zoning

Street Address	5525 S 3RD ST
City	SAINT JOSEPH
State	MO
Zip	64504-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:KING HILL LOT:0 BLK:4LGL DESC:W 1/2 N 90' S 1/2
Legal Subdivision	KING HILL
Legal Block	4
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2035
Census Tract	2400

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5525 S 3RD ST, SAINT JOSEPH, MO 64504-1613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2019 · Amount on Record
Deed Sale	Aug 14, 2019 · Amount on Record
Deed Document Number	20196756
Deed Book / Page	3740 / 319
Prior Transfer Date	Aug 7, 2019
Prior Transfer Doc	003740/319
Record Updated	Oct 29, 2026

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Aug 14, 2019
Property Address	5525 S 3RD ST, SAINT JOSEPH, MO 64504-1613
Document Number	003740/319
Book / Page	3740 / 319
Instrument Date	Aug 7, 2019
Instrument	2019006756
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	ALPHA TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5525 S 3RD ST, SAINT JOSEPH, MO 64504-1613

Mortgage

Document Number	003740/320
Date	Aug 14, 2019
Book Page	3740/320
Instrument	2019006757

Lender

Name	SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,650.00 (+0.06%)	$22,990 (+5.46%) Land $4,090 Building $18,900	$121,030 (+5.47%) Land $21,550 Building $99,480
2024	$1,649.00 (+15.07%)
2023	$1,433.00 (-0.69%)	$21,800 (-) Land $4,090 Building $17,710	$114,750 (-) Land $21,550 Building $93,200
2022	$1,443.00	$21,800 Land $4,090 Building $17,710
2021			$114,750 Land $21,550 Building $93,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20