5521 S 3rd St, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 5521 S 3rd St, Saint Joseph, MO 64504

Property Summary

Property Type	Single Family Home
Details	900 sqft · built 1907
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$135,342 (Nov 2022)
Tax Bill	$881 (2025)
Deeds & Mortgages	Nov 2022 Mortgage
APN	`06-9.0-32-002-001-022.000`

Property Details

APN / Parcel Number

Primary APN	`06-9.0-32-002-001-022.000`

Interior

Building Area	900 sqft Base Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	136 ft deep x 55 ft wide

Location & Zoning

Street Address	5521 S 3RD ST
City	SAINT JOSEPH
State	MO
Zip	64504-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:KING HILL LOT:0 BLK:4LGL DESC:TR 55' X 136' BEG 205' S OF NW COR BLK 4 TH E 136' TH S 55' TH W 136' TH N 55' TO POB
Legal Subdivision	KING HILL
Legal Block	4
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2035
Census Tract	2400

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5521 S 3RD ST, SAINT JOSEPH, MO 64504-1613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2022 · Amount on Record
Deed Sale	Nov 1, 2022 · Amount on Record
Prior Sale	Aug 16, 2019
Deed Document Number	202210613
Deed Book / Page	3781 / 976
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 1, 2022
Property Address	5521 S 3RD ST, SAINT JOSEPH, MO 64504-1613
Document Number	003781/976
Book / Page	3781 / 976
Instrument Date	Oct 31, 2022
Instrument	2022010613
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5525 S 3RD ST, SAINT JOSEPH, MO 64504-1613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5521 S 3RD ST, SAINT JOSEPH, MO 64504-1613

Mortgage

Document Number	2022010614
Date	Nov 1, 2022
Instrument	2022010614

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$881.00	$12,240 (+5.7%) Land $2,780 Building $9,460	$64,440 (+5.76%) Land $14,630 Building $49,810
2024	$881.00 (+15.31%)
2023	$764.00 (-0.65%)	$11,580 (-) Land $2,780 Building $8,800	$60,930 (-) Land $14,630 Building $46,300
2022	$769.00	$11,580 Land $2,780 Building $8,800
2021			$60,930 Land $14,630 Building $46,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20