Santa Clara County property record for 5525 Michelle Ct, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,683 sqft · built 1976 |
| Lot Size | 0.247 acres (10,737 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $671,000 (Jun 2015) |
| Tax Bill | $9,883 (2025) |
| Deeds & Mortgages | Sep 2020 Second Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 810-31-026 |
| Primary APN | 810-31-026 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,683 sqft Living Area |
| 1st Floor Area | 1,683 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Custom Design |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 10,737 sqft (0.247 acres) |
| Lot Dimensions | 73 ft deep x 137 ft wide |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Pool Area | 9,660 sqft |
| Porch | Porch |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5525 MICHELLE CT |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-6806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | MESA ROAD RANCH |
| Legal Lot Number | 82 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 512510 |
5525 Michelle Ct is owned and occupied by two individuals who bought it in June 2015.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5525 MICHELLE CT, GILROY, CA 95020-6806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Aug 25, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage PREMIER LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2015 · Amount on File |
| Deed Sale | Jun 19, 2015 · Amount on File |
| Prior Sale | Sep 19, 2014 · Amount on File |
| Deed Document Number | 201522992596 |
| Prior Transfer Date | Sep 16, 2014 |
| Prior Transfer Doc | 0022711739 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 5525 MICHELLE CT, GILROY, CA 95020-6806 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 5525 MICHELLE CT, GILROY, CA 95020-6806 |
| Document Number | 0024635817 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 24635817 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2040 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Aug 25, 2020 |
| Property Address | 5525 MICHELLE CT, GILROY, CA 95020-6806 |
| Document Number | 0024586673 |
| Map Reference | MB 341 PG 9-15 |
| Instrument Date | Aug 19, 2020 |
| Instrument | 24586673 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 5525 MICHELLE CT, GILROY, CA 95020-6806 |
| Document Number | 0024586674 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 24586674 |
| Name | PREMIER LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 5525 Michelle Ct was $9,883 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $822,560 (+2%) Land $493,538 Building $329,022 | |
| 2025 | $9,883.00 Homeowner's exemption | $806,432 Land $483,861 Building $322,571 |
| 2023 | $9,668.00 (+1.68%) Homeowner's exemption | $775,120 Land $465,073 Building $310,047 |
| 2022 | $9,508.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5525 Michelle Ct in Zone D, where flood risk has not been studied, though there have been 4 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (1986–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5525 Michelle Ct is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: Hankins Information Technology.
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