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5510 Michelle Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 5510 Michelle Ct, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,056 sqft · built 1977
Lot Size0.215 acres (9,360 sqft)
Owner2 Individual Names on Record
Last Sale$539,000 (Aug 2008)
Tax Bill$8,599 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jun 2020 Mortgage
Flood ZoneZone D (undetermined)
APN810-31-019

Property Details

APN / Parcel Number

Primary APN810-31-019

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,056 sqft Living Area
Gross Area1,656 sqft
1st Floor Area1,656 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleCustom Design
Construction TypeWood
Lot Area9,360 sqft (0.215 acres)
Lot Dimensions90 ft deep x 104 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address5510 MICHELLE CT
CityGILROY
StateCA
Zip95020-6806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 4995 MESA ROAD RANCH BOOK 341 PAGE 9 PAGE 15 LOT 87
Legal SubdivisionMESA ROAD RANCH
Legal Tract4995
Legal Lot Number87
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1027
Census Tract512510

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5510 MICHELLE CT, GILROY, CA 95020-6806
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Jun 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2008 · Amount on Record
Deed SaleAug 12, 2008 · Amount on Record
Prior SaleAug 28, 2003 · Amount on Record
Deed Document Number200819951709
Prior Transfer DateAug 16, 2002
Prior Transfer Doc0016432748
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address5510 MICHELLE CT, GILROY, CA 95020-6806
Transaction TypeMortgage
Record UpdatedNov 16, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5510 MITCHELLE COURT, GILROY, CA 95020-6806

Mortgage

Document Number0025156405
DateNov 5, 2021
Instrument25156405
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address5510 MICHELLE CT, GILROY, CA 95020-6806
Document Number0024504411
Instrument DateJun 8, 2020
Transaction TypeMortgage
Record UpdatedJun 25, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5510 MICHELLE CT GILROY CA 950206806, GILROY, CA 95020-6806

Mortgage

Document Number0024504411
DateJun 12, 2020
Instrument24504411
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 11, 2050

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$707,970 (+2%) Land $424,784 Building $283,186
2025$8,599.00 (+2.2%)$694,089 (+4.04%) Land $416,455 Building $277,634
2023$8,414.00 (+1.66%)$667,139 Land $400,285 Building $266,854
2022$8,277.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims4 (1986–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 65% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Razzolink
Fixed Wireless		500 / 250
Etheric Networks
Fixed Wireless		250 / 100

May also be available: Hankins Information Technology.

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