5525 Campo Dr, Keystone Heights, FL 32656 Property Records

Clay County property record for 5525 Campo Dr, Keystone Heights, FL 32656

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,048 sqft · built 2006
Lot Size	3.98 acres (173,368 sqft)
Owner	Individual Name on Record
Last Sale	$277,000 (Aug 2021)
Tax Bill	$3,433 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-08-24-007028-003-04`

Property Details

APN / Parcel Number

Primary APN	`10-08-24-007028-003-04`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,048 sqft Heated Area
Gross Area	2,828 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	173,368 sqft (3.98 acres)
Garage Area	780 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5525 CAMPO DR
City	KEYSTONE HEIGHTS
State	FL
Zip	32656-9738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT SP4 STATION POND AS RECO R 4501 PG 1878
Legal Range	24
Legal Township	08
Legal Section	10
Legal Subdivision	STATION POND
Legal Tract	SP4
Legal Lot Number	SP
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	1
Census Block	1054
Census Tract	31105

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5525 CAMPO DR, KEYSTONE HEIGHTS, FL 32656-9738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA
Aug 30, 2021	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2021 · Amount on Record
Deed Sale	Aug 30, 2021 · Amount on Record
Prior Sale	Apr 22, 2009 · Amount on Record
Deed Document Number	2021054013
Deed Book / Page	4501 / 1878
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	5525 CAMPO DR, KEYSTONE HEIGHTS, FL 32656-9738
Transaction Type	Mortgage
Record Updated	Nov 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5525 CAMPO DR, KEYSTONE HEIGHTS, FL 32656-9738

Mortgage

Document Number	0046552070
Date	Oct 10, 2022
Book Page	4655/2070
Instrument	2022060390

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Sep 27, 2042

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 30, 2021
Property Address	5525 CAMPO DR, KEYSTONE HEIGHTS, FL 32656-9738
Document Number	0045011878
Book / Page	4501 / 1878
Instrument Date	Aug 27, 2021
Instrument	2021054013
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,939.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 BRIDGEVIEW TER, 416, SAINT JOHNS, FL 32259-7923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4033 PINTO RD, MIDDLEBURG, FL 32068-3770

Mortgage

Document Number	45011880
Date	Aug 30, 2021
Instrument	4501/1880

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,433.00 (-2.58%) Homeowner's exemption	$265,228 (+5.99%)	$373,749 (+2.54%) Land $49,835 Building $323,914
2023	$3,524.00 (+6.56%) Homeowner's exemption	$250,247 (+3%)	$364,504 (+38.84%) Land $40,836 Building $323,668
2022	$3,307.00 Homeowner's exemption	$242,959	$262,528 Land $28,898 Building $233,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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