5519 Campo Dr, Keystone Heights, FL 32656 Property Records

Clay County property record for 5519 Campo Dr, Keystone Heights, FL 32656

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,040 sqft · built 2006
Lot Size	4.56 acres (198,982 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,500 (Apr 2018)
Tax Bill	$2,589 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-08-24-007028-003-47`

Property Details

APN / Parcel Number

Primary APN	`10-08-24-007028-003-47`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,040 sqft Heated Area
Gross Area	2,772 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	198,982 sqft (4.56 acres)
Lot Dimensions	934 ft deep x 255 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	360 sqft

Exterior Amenities

Porch	Porch
Porch Area	732 sqft
Deck Area	168 sqft
Patio Area	168 sqft
Storage Building	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5519 CAMPO DR
City	KEYSTONE HEIGHTS
State	FL
Zip	32656-9738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT SP5 STATION POND AS RECO R 4073 PG 1493 & 4075 PG 1223(MNRLS)
Legal Range	24
Legal Township	08
Legal Section	10
Legal Subdivision	STATION POND
Legal Tract	SP5
Legal Lot Number	SP
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	1
Census Block	1054
Census Tract	31105

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5519 CAMPO DR, KEYSTONE HEIGHTS, FL 32656-9738
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Apr 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 13, 2018	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2018 · Amount on Record
Deed Sale	Apr 19, 2018 · Amount on Record
Prior Sale	Apr 13, 2018 · Amount on Record
Deed Document Number	2018019851
Deed Book / Page	4075 / 1223
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	5519 CAMPO DR, KEYSTONE HEIGHTS, FL 32656-9738
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5519 CAMPO DR, KEYSTONE HEIGHTS, FL 32656-9738

Mortgage

Document Number	0043720591
Date	Nov 3, 2020
Book Page	4372/591
Instrument	2020057583

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Apr 19, 2018
Property Address	5519 CAMPO DR, KEYSTONE HEIGHTS, FL 32656-9738
Document Number	0040751223
Book / Page	004075 / 001223
Instrument Date	Apr 16, 2018
Instrument	19851
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$73.50
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5519 CAMPO DR KEYSTONE HEIGHTS FL 326569738, KEYSTONE HEIGHTS, FL 32656-9738

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 13, 2018
Property Address	5519 CAMPO DR, KEYSTONE HEIGHTS, FL 32656-9738
Document Number	0040731493
Book / Page	4073 / 1493
Instrument Date	Apr 4, 2018
Instrument	2018018758
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5519 CAMPO DR, 5519, KEYSTONE HEIGHTS, FL 32656-9738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25281 NE 139TH ST, FORT MC COY, FL 32134-9507

Mortgage

Document Number	2018018759
Date	Apr 13, 2018
Instrument	2018018759

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,589.00 (-5.23%) Homeowner's exemption	$209,900 (+5.99%)	$302,876 (+2.92%) Land $54,540 Building $248,336
2023	$2,732.00 (+7.77%) Homeowner's exemption	$198,044 (+3%)	$294,295 (+23.89%) Land $45,541 Building $248,754
2022	$2,535.00 Homeowner's exemption	$192,276	$237,540 Land $31,837 Building $205,703

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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