5525 Bear Point Ave, Orange Beach, AL 36561 Property Records

Baldwin County property record for 5525 Bear Point Ave, Orange Beach, AL 36561

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,416 sqft · built 2019
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Sep 2020)
Tax Bill	$1,824 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Apr 2019 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`62-07-37-0-002-131`

Property Details

APN / Parcel Number

Primary APN	`62-07-37-0-002-131`
Alternative APNs	`370984` `28352`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,416 sqft Heated Area
1st Floor Area	1,416 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	370984
Street Address	5525 BEAR POINT AVE
City	ORANGE BEACH
State	AL
Zip	36561-4226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50' X 100' LOT 581 BEAR POINT ESTATES PB4 PG110 IN ORANGE BE ACH CORP LIMITS GR SEC 37-T8S-R5E (WD/SURVIVORSHIP)
Legal Subdivision	BEAR POINT ESTATES
Legal Lot Number	581
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2055
Census Tract	11414

Owner

5525 Bear Point Ave is owned by an individual who bought it in September 2020.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2614 LAKEWAY DR, SEABROOK, TX 77586-1587
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Apr 12, 2019	Trustee's Deed, Construction Loan · Line of Credit COMMUNITY BK/MS
Nov 8, 2018	Warranty Deed, Transfer COMMUNITY BK/MS
Jul 20, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2020 · Amount on File
Deed Sale	Sep 2, 2020 · Amount on File
Prior Sale	Nov 8, 2018
Deed Document Number	20201855230
Prior Transfer Date	Oct 30, 2006
Prior Transfer Doc	0001011949
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Sep 2, 2020
Property Address	5525 BEAR POINT AVE, ORANGE BEACH, AL 36561
Document Number	0001855230
Map Reference	MB 4 PG 110
Instrument Date	Aug 31, 2020
Instrument	1855230
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 37, FAIRHOPE, AL 36533-0037

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7315 CLICK DR, BEAUMONT, TX 77708-1005

Mortgage

Document Number	0001855231
Date	Sep 2, 2020
Instrument	1855231

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

April 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BALDWIN AL
Recording Date	Apr 12, 2019
Property Address	5525 BEAR POINT AVE, ORANGE BEACH, AL 36561
Instrument Date	Apr 8, 2019
Instrument	1753903
Transaction Type	Construction Loan
Record Updated	Apr 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7194 STILLWATER BLVD SPANISH FORT AL 365279071, SPANISH FORT, AL 36527-9071

Mortgage

Document Number	0001753903
Date	Apr 12, 2019
Instrument	1753903

Lender

Name	COMMUNITY BK/MS
Type	Bank
Address	FOREST, MS 39074

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Nov 8, 2018
Property Address	5525 BEAR POINT AVE, ORANGE BEACH, AL 36561
Document Number	0001728919
Instrument Date	Oct 12, 2018
Instrument	1728919
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	ALABAMA LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7194 STILLWATER BLVD SPANISH FORT AL 365279071, SPANISH FORT, AL 36527-9071

Mortgage

Document Number	1728920
Date	Nov 8, 2018
Instrument	1728920

Lender

Name	COMMUNITY BK/MS
Type	Bank
Address	FOREST, MS 39074

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jul 20, 2018
Property Address	5525 BEAR POINT AVE, ORANGE BEACH, AL 36561
Document Number	0001708990
Instrument Date	Jul 13, 2018
Instrument	1708990
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$76.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1022 BREWTON AL 364271022, BREWTON, AL 36427-1022

Tax Assessment & Valuation

The 2026 property tax bill for 5525 Bear Point Ave was $1,824, up 7% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Orange Beach City
Unified School District	Orange Beach City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,824.00 (+6.98%)
2025	$1,705.00	$53,300 Land $19,820 Building $33,480	$559,400 Land $208,000 Building $351,400
2023	$1,556.00 (+23.39%)	$48,640 (+23.39%)	$486,300 (+23.36%) Land $160,400 Building $325,900
2022	$1,261.00 (+17.08%)	$39,420	$394,200 Land $119,000 Building $275,200
2021	$1,077.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5525 Bear Point Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 285 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	305 units insured incl. 20 condo units
Nearby Flood Claims	131 (2004–2020)
Claims Outside the SFHA	10 of 131
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 101 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 18 claims Hurricane Ivan, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5525 Bear Point Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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