5500 Bear Point Ave, Orange Beach, AL 36561 Property Records

Baldwin County property record for 5500 Bear Point Ave, Orange Beach, AL 36561

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,566 sqft · built 1996
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Sep 2026)
Tax Bill	$4,081 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2026 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`62-07-37-0-001-257`

Property Details

APN / Parcel Number

Primary APN	`62-07-37-0-001-257`
Alternative APNs	`534238` `337882` `44534`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,566 sqft Heated Area
1st Floor Area	1,566 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	534238
Street Address	5500 BEAR POINT AVE
City	ORANGE BEACH
State	AL
Zip	36561-4225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 628 & 629 BEAR POINT ESTATES MB4 PG110
Legal Subdivision	BEAR POINT ESTATES
Legal Lot Number	628-629
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2054
Census Tract	11414

Owner

5500 Bear Point Ave is owned by an individual who bought it in September 2026.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3420 HILLWAY DR, VESTAVIA, AL 35243-4919
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Warranty Deed, Transfer · Conventional Mortgage AVADIAN CREDIT UNION
Jul 23, 2026	Trustee's Deed, Foreclosure NONE LISTED ON DOCUMENT
Aug 24, 2023	Warranty Deed, Transfer · Commercial Mortgage THE FIRST A NATIONAL BANKING ASSN
Jul 17, 2017	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2026 · Amount on File
Deed Sale	Sep 1, 2026 · Amount on File
Prior Sale	Jul 23, 2026 · Amount on File
Deed Document Number	20262275336
Prior Transfer Date	Jul 1, 2026
Prior Transfer Doc	0002267955
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Sep 1, 2026
Property Address	5500 BEAR POINT AVE, ORANGE BEACH, AL 36561-4225
Document Number	0002275336
Instrument Date	Aug 26, 2026
Instrument	20262275336
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58,075.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3420 HILLWAY DR, VESTAVIA, AL 35243-4919

Mortgage

Document Number	0002275337,
Date	Sep 1, 2026
Instrument	20262275337

Lender

Name	AVADIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BALDWIN AL
Recording Date	Jul 23, 2026
Property Address	5500 BEAR POINT AVE, ORANGE BEACH, AL 36561-4225
Document Number	0002267955
Instrument Date	Jul 1, 2026
Instrument	20262267955
Transaction Type	Foreclosure
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$44,992.47
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Aug 24, 2023
Property Address	5500 BEAR POINT AVE, ORANGE BEACH, AL 36561-4225
Document Number	0002082277
Map Reference	MB 4 PG 110
Instrument Date	Aug 23, 2023
Instrument	2082277
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 646, NEWFIELD, ME 04056

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5562 PINE WOOD CIR, ORANGE BEACH, AL 36561-4200
Investor	Possibly a Property Investor

Mortgage

Document Number	0002082278
Date	Aug 24, 2023
Instrument	2082278

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jul 17, 2017
Property Address	5500 BEAR POINT AVE, ORANGE BEACH, AL 36561-4225
Document Number	0001644316
Instrument Date	Jul 13, 2017
Instrument	1644316
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 2671 GULF SHORES AL 365472671, GULF SHORES, AL 36547-2671

Mortgage

Document Number	1644317
Date	Jul 17, 2017
Instrument	1644317

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	BIRMINGHAM, AL 35223

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 5500 Bear Point Ave was $4,081, down 0.8% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Orange Beach City
Unified School District	Orange Beach City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,081.00 (-0.75%)
2025	$4,112.00	$128,500 Land $74,880 Building $53,620	$642,500 Land $374,400 Building $268,100
2023	$1,512.00 (+28.9%) Homeowner's exemption	$49,160 (+27.42%)	$491,500 (+27.4%) Land $288,700 Building $202,800
2022	$1,173.00 (+19.69%) Homeowner's exemption	$38,580	$385,800 Land $213,400 Building $172,400
2021	$980.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5500 Bear Point Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 285 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	305 units insured incl. 20 condo units
Nearby Flood Claims	131 (2004–2020)
Claims Outside the SFHA	10 of 131
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 101 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 18 claims Hurricane Ivan, Sep 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5500 Bear Point Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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