Wake County property record for 5524 Simmons Dr, Garner, NC 27529
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,903 sqft · built 1997 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Feb 1998) |
| Tax Bill | $1,979 (2023) |
| Deeds & Mortgages | Feb 2021 Loan Modification Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1618.04-64-4571 0218571 |
| Primary APN | 1618.04-64-4571 0218571 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,903 sqft Heated Area |
| 1st Floor Area | 1,903 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Area | 476 sqft |
| Porch | Porch |
| Porch Area | 60 sqft |
| Deck Area | 189 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0218571 |
|---|---|
| Old Parcel Number | 021857101 |
| Street Address | 5524 SIMMONS DR |
| City | GARNER |
| State | NC |
| Zip | 27529-7462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HD |
| Legal Description | LT196R TURNER FARMS SUB PH6 SC4 BM1997-453 |
| Legal Township | 15 |
| Legal Subdivision | TURNER FARMS SUB |
| Legal Phase | 6 |
| Legal Lot Number | 196R |
| Jurisdiction | WAKE NC |
| Township / Civil Division | PANTHER BRANCH |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 52902 |
5524 Simmons Dr is owned and occupied by two individuals who bought it in February 1998.
Source: Wake County records, as of April 18, 2024
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5524 SIMMONS DR, GARNER, NC 27529-7462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2021 | Loan Modification, Mortgage · Conventional Mortgage COASTAL FCU |
| Jul 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AGCY |
| Apr 25, 2018 | Deed of Trust, Mortgage · Conventional with PMI COASTAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 1998 · Amount on File |
| Deed Sale | Feb 27, 1998 · Amount on File |
| Prior Sale | Dec 31, 1997 |
| Deed Document Number | 0007926514 |
| Deed Book / Page | 7926 / 0514 |
| Record Updated | Jun 7, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 5524 SIMMONS DR, GARNER, NC 27529-7462 |
| Document Number | 184410115 |
| Instrument Date | Feb 12, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 5524 SIMMONS DR GARNER NC 275297462, GARNER, NC 27529-7462 |
| Document Number | 184410115 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 018441/000115 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Apr 6, 2048 |
| Rate | 4% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 5524 SIMMONS DR, GARNER, NC 27529-7462 |
| Document Number | 174931908 |
| Instrument Date | Jul 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5524 SIMMONS DR GARNER NC 275297462, GARNER, NC 27529-7462 |
| Document Number | 174931908 |
|---|---|
| Date | Jul 1, 2019 |
| Book Page | 017493/001908 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | PO BOX 28066, RALEIGH, NC 27611-8066 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 5524 SIMMONS DR, GARNER, NC 27529-7462 |
| Document Number | 171120200 |
| Instrument Date | Apr 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5524 SIMMONS DR GARNER NC 275297462, GARNER, NC 27529-7462 |
| Document Number | 171120200 |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 017112/000200 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 29, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Wake County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,979.00 | $251,291 Land $42,000 Building $209,291 | $251,291 Land $42,000 Building $209,291 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5524 Simmons Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5524 Simmons Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TURNER FARMS III & IV private · serves 757 people · EPA ID NC0392331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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