Wake County property record for 5520 Simmons Dr, Garner, NC 27529
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,062 sqft · built 1998 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Sep 2020) |
| Tax Bill | $2,000 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1618.04-64-5432-000 |
| Primary APN | 1618.04-64-5432-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,062 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 33,541 sqft (0.77 acres) |
| Garage Area | 484 sqft |
| Porch | Open Porch |
| Porch Area | 35 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Wood |
| Account Number | 0218572 |
|---|---|
| Street Address | 5520 SIMMONS DR |
| City | GARNER |
| State | NC |
| Zip | 27529-7462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HD |
| Legal Description | LO197R TURNER FARMS SUB PHVI SEIV BM1997 |
| Legal Subdivision | TURNER FARMS SUB PHVI |
| Legal Phase | 6 |
| Legal Lot Number | 197R |
| Jurisdiction | WAKE NC |
| Township / Civil Division | PANTHER BRANCH |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 52902 |
5520 Simmons Dr is owned and occupied by two individuals who bought it in September 2020.
Source: Wake County records, as of September 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5520 SIMMONS DR, GARNER, NC 27529-7462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 20, 2019 | Quit Claim Deed, Mortgage · Conventional Mortgage EQUITY RSRCS/OH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2020 · Amount on File |
| Deed Sale | Sep 1, 2020 · Amount on File |
| Prior Sale | Jun 4, 2014 · Amount on File |
| Deed Book / Page | 18050 / 2415 |
| Prior Transfer Date | Sep 9, 2019 |
| Prior Transfer Doc | 175820665 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Sep 1, 2020 |
| Property Address | 5520 SIMMONS DR, GARNER, NC 27529-7462 |
| Document Number | 18050/2415 |
| Book / Page | 18050 / 2415 |
| Map Reference | MB 1997 PG 453 |
| Instrument Date | Aug 27, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5520 SIMMONS DR, GARNER, NC 27529-7462 |
| Investor | Possibly a Property Investor |
| Document Number | 0180502417 |
|---|---|
| Date | Sep 1, 2020 |
| Instrument | 18050/2417 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Sep 1, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.37% |
| Index | 5-Year CMT |
| Max Rate | 10.3% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Sep 20, 2019 |
| Property Address | 5520 SIMMONS DR, GARNER, NC 27529-7462 |
| Document Number | 175820665 |
| Book / Page | 017582 / 000665 |
| Instrument Date | Sep 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 520 SIMMONS DR GARNER NC 27529, GARNER, NC 27529 |
| Document Number | 175820667 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 017582/000667 |
| Name | EQUITY RSRCS/OH |
|---|---|
| Type | Funding / Finance Company |
| Address | NEWARK, OH 43055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 19, 2039 |
The 2025 property tax bill for 5520 Simmons Dr was $2,000.
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,000.00 | $392,437 Land $85,000 Building $307,437 | $392,437 Land $85,000 Building $307,437 |
| 2023 | $1,879.00 | $238,430 Land $42,000 Building $196,430 | $238,430 Land $42,000 Building $196,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5520 Simmons Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5520 Simmons Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TURNER FARMS III & IV private · serves 757 people · EPA ID NC0392331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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