5522 Reflections Blvd, Lutz, FL 33558 Property Records

Hillsborough County property record for 5522 Reflections Blvd, Lutz, FL 33558 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,949 sqft · built 1999
Lot Size0.244 acres (10,625 sqft)
Owner2 Individual Names on File
Last Sale$394,500 (Jun 2014)
Tax Bill$6,600 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN012931-6814

Property Details

APN / Parcel Number

Primary APN012931-6814
Alternative APN
  • U0527180HM000001000070

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,949 sqft Living Area
Gross Area3,919 sqft
1st Floor Area2,949 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2011
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,625 sqft (0.244 acres)
Lot Dimensions125 ft deep x 85 ft wide
View / LotPond
Garage TypeAttached
Garage Area620 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area405 sqft
PorchOpen Porch
Porch Area350 sqft
Deck AreaDeck Area
Patio Area1,016 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0129316814
Street Address5522 REFLECTIONS BLVD
CityLUTZ
StateFL
Zip33558-9048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAROSA N LOT 7 BLOCK 1
Legal Range18E
Legal Township27S
Legal Section05
Legal SubdivisionVILLAROSA N
Legal TractHM
Legal Block1
Legal Lot Number7
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionKEYSTONE-CITRUS PARK
Census Block Group2
Census Block2000
Census Tract11509

Owner

Source: Hillsborough County records · APN 012931-6814

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5522 REFLECTIONS BLVD, LUTZ, FL 33558-9048
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CREDIT UNION
Mar 04, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 16, 2014 · Amount on Record
Deed SaleJun 16, 2014 · Amount on Record
Prior SaleOct 29, 2013
Deed Document Number2014197151
Deed Book / Page22628 / 1800
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Recording DateMay 13, 2026
Property Address5522 REFLECTIONS BLVD, LUTZ, FL 33558-9048
Document Number0000183588
Instrument DateApr 27, 2026
Instrument2026183588
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address5522 REFLECTIONS BLVD, LUTZ, FL 33558-9048

Mortgage

Document Number0000183588,
DateMay 13, 2026
Instrument2026183588
Lender
NameMIDFLORIDA CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 05, 2046
Interest
Rate6.38%
Max Rate-1%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5522 REFLECTIONS BLVD, LUTZ, FL 33558-9048
Transaction TypeMortgage
Record UpdatedMar 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5522 REFLECTIONS BLVD, LUTZ, FL 33558-9048

Mortgage

Document Number2021108133
DateMar 04, 2021
Instrument2021108133
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 01, 2036

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,600.00 (+12.32%) Homeowner's exemption$368,204 (+5.99%)$556,864 (+2.32%) Land $121,882 Building $434,982
2023$5,876.00 (+4.13%) Homeowner's exemption$347,405 (+3%)$544,238 (+3.65%) Land $115,467 Building $428,771
2022$5,643.00 Homeowner's exemption$337,286$525,051 Land $115,467 Building $409,584

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570115092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 72 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies72 in force
Nearby Flood Claims8 (1988–2024)
Claims Outside the SFHA7 of 8
Most Recent ClaimOct 2024, other causes, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 2 claims

Wildfire

Wildfire RiskModerate
above 56% of the US · above 27% of Florida
Wildfire LikelihoodAbout 1 in 714 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 182 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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