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5523 Monterrey Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 5523 Monterrey Rd, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,382 sqft · built 1994
Lot Size1.1 acres (48,124 sqft)
Owner2 Individual Names on Record
Tax Bill$1,638 (2025)
Deeds & MortgagesApr 2020 Transfer
Flood ZoneZone X (minimal risk)
APNC56-000-593-7365-4

Property Details

APN / Parcel Number

Primary APNC56-000-593-7365-4
Alternative APNs
  • 10-3N-23-0000-0004-0670
  • 23N310000000040670

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,382 sqft Living Area
Gross Area3,105 sqft
1st Floor Area2,382 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area48,124 sqft (1.1 acres)
Garage TypeAttached
Garage Area528 sqft
PorchFinished/Open Porch
Porch Area195 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address5523 MONTERREY RD
CityCRESTVIEW
StateFL
Zip32539-8543
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 BLK L HERITAGE HILL II: COM SW COR NW1/4 E513 FT N971.6 FT S60 DEG E336 FT SELY 230.4 FT S26 DEG E55 FT TO POB S26 DEG E127 FT N53 DEG E409.6 FT N42 DEG W125.6 FT S53 DEG W373.9 FT TO POB
Legal Range23W
Legal Township03N
Legal Section10
Legal SubdivisionHERITAGE HILL
Legal BlockL
Legal Lot Number19
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group4
Census Block4028
Census Tract20400

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5523 MONTERREY RD, CRESTVIEW, FL 32539-8543
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 29, 2020
Transfer Doc0034591515
Record UpdatedOct 29, 2026

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateApr 29, 2020
Property Address5523 MONTERREY RD, CRESTVIEW, FL 32539-8543
Document Number0034591515
Book / Page003459 / 001515
Instrument DateApr 29, 2020
Instrument3355054
Transaction TypeTransfer
Record UpdatedJun 22, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address5523 MONTERREY RD CRESTVIEW FL 325398543, CRESTVIEW, FL 32539-8543

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,638.00 (+6.5%) Homeowner's exemption$195,312 (+5.99%)$361,050 (-3.16%) Land $68,019 Building $293,031
2023$1,538.00 (+2.6%) Homeowner's exemption$184,280 (+3%)$372,813 (+7.42%) Land $57,789 Building $315,024
2022$1,499.00 Homeowner's exemption$178,913$347,061 Land $51,437 Building $295,624

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAUBURN WATER SYSTEM
public/private · serves 22,903 people · EPA ID FL1460035
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
AT&T
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 100

May also be available: Verizon.

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