Okaloosa County property record for 5520 Monterrey Rd, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,060 sqft · built 1998 |
| Lot Size | 0.725 acres (31,563 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Sep 2016) |
| Tax Bill | $2,675 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-593-7383-7 |
| Primary APN | C56-000-593-7383-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,060 sqft Living Area |
| Gross Area | 2,951 sqft |
| 1st Floor Area | 2,060 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 31,563 sqft (0.725 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 122 sqft |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5520 MONTERREY RD |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-8542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM SW COR NW1/4 E923 FT N253 FT TO POB W190 FT N36 FT N63 DEG E 302 FT TO W R/W MONTERREY RD SELY ALG R/W 126 FT S68 DEG W150 FT TO POB LOT 3 BLK M HERITAGE HILLS II UNREC |
| Legal Range | 23W |
| Legal Township | 03N |
| Legal Section | 10 |
| Legal Subdivision | HERITAGE HILLS |
| Legal Block | 4 |
| Legal Lot Number | 850 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 4 |
| Census Block | 4032 |
| Census Tract | 20400 |
Source: Okaloosa County records, as of April 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5520 MONTERREY RD, CRESTVIEW, FL 32539-8542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2016 · Amount on Record |
| Deed Sale | Sep 23, 2016 · Amount on Record |
| Deed Document Number | 20163091690 |
| Deed Book / Page | 3267 / 3808 |
| Last Transfer Date | Jan 5, 2024 |
| Transfer Doc | 0003665225 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jan 8, 2024 |
| Property Address | 5520 MONTERREY RD, CRESTVIEW, FL 32539-8542 |
| Document Number | 0003665225 |
| Instrument Date | Jan 5, 2024 |
| Instrument | 3665225 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5520 MONTERREY RD, CRESTVIEW, FL 32539-8542 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5520 MONTERREY RD, CRESTVIEW, FL 32539-8542 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,675.00 (-0.45%) | $304,233 (+0.22%) | $305,816 (-4.74%) Land $33,585 Building $272,231 |
| 2023 | $2,687.00 (+2.28%) Homeowner's exemption | $303,579 (+3%) | $321,024 (+8.92%) Land $28,534 Building $292,490 |
| 2022 | $2,627.00 Homeowner's exemption | $294,737 Land $26,667 Building $268,070 | $294,737 Land $26,667 Building $268,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
May also be available: Verizon.
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