5522 E White Pine Dr, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 5522 E White Pine Dr, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,087 sqft · built 2002
Lot Size	0.23 acres (9,995 sqft)
Owner	2 Individual Names on Record
Last Sale	$538,000 (Sep 2019)
Tax Bill	$2,250 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Transfer + 4 more
Flood Zone	Zone X (moderate risk)
APN	`211-37-553`

Property Details

APN / Parcel Number

Primary APN	`211-37-553`
Alternative APN	`211375531`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,087 sqft Living Area
Gross Area	3,309 sqft
1st Floor Area	3,087 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	9,995 sqft (0.23 acres)
View / Lot	Greenbelt
Parking Spaces	3 Parking Spaces
Pool Area	370 sqft
Patio Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5522 E WHITE PINE DR
City	CAVE CREEK
State	AZ
Zip	85331-5935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-18
Legal Description	CHAPARRAL AT LONE MOUNTAIN MCR 539-09
Legal Subdivision	CHAPARRAL AT LONE MOUNTAIN
Legal Lot Number	38
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	2
Census Block	2009
Census Tract	613000

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5522 E WHITE PINE DR, CAVE CREEK, AZ 85331-5935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC
Aug 30, 2021	Intrafamily Transfer, Transfer NC TITLE COMPANY, NETCO TITLE COMPANY
Nov 10, 2020	Quit Claim Deed, Transfer NETCO TITLE
Nov 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Oct 31, 2019	Correction Deed FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Sep 19, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2019 · Amount on Record
Deed Sale	Sep 19, 2019 · Amount on Record
Prior Sale	Jul 14, 2014 · Amount on Record
Deed Document Number	2019738562
Last Transfer Date	Aug 24, 2021
Transfer Doc	0000935471
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Aug 30, 2021
Property Address	5522 E WHITE PINE DR, CAVE CREEK, AZ 85331-5935
Document Number	0000935471
Map Reference	MB 539 PG 9
Instrument Date	Aug 24, 2021
Instrument	20210935471
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	NC TITLE COMPANY, NETCO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5522 E WHITE PINE DR, CAVE CREEK, AZ 85331-5935

Mortgage

Document Number	0000935472
Date	Aug 30, 2021
Instrument	20210935472

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Aug 30, 2021
Property Address	5522 E WHITE PINE DR, CAVE CREEK, AZ 85331-5935
Document Number	0000935473
Map Reference	MB 539 PG 9
Instrument Date	Aug 24, 2021
Instrument	20210935473
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	NC TITLE COMPANY, NETCO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5522 E WHITE PINE DR, CAVE CREEK, AZ 85331-5935

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 10, 2020
Property Address	5522 E WHITE PINE DR, CAVE CREEK, AZ 85331-5935
Document Number	0001097754
Instrument Date	Nov 6, 2020
Instrument	1097754
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	NETCO TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5522 E WHITE PINE DR CAVE CREEK AZ 853315935, CAVE CREEK, AZ 85331-5935

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Nov 10, 2020
Property Address	5522 E WHITE PINE DR, CAVE CREEK, AZ 85331-5935
Document Number	0001097752
Map Reference	MB 539 PG 9
Instrument Date	Nov 4, 2020
Instrument	20201097752
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	NETCO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5522 E WHITE PINE DR, CAVE CREEK, AZ 85331-5935

Mortgage

Document Number	0001097753
Date	Nov 10, 2020
Instrument	20201097753

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 31, 2019
Property Address	5522 E WHITE PINE DR, CAVE CREEK, AZ 85331-5935
Document Number	0000877965
Instrument Date	Aug 15, 2019
Instrument	877965
Record Updated	Nov 7, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5522 E WHITE PINE DR CAVE CREEK AZ 853315935, CAVE CREEK, AZ 85331-5935

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 19, 2019
Property Address	5522 E WHITE PINE DR, CAVE CREEK, AZ 85331-5935
Document Number	0000738562
Map Reference	DOC 2002-0951655
Instrument Date	Aug 15, 2019
Instrument	20190738562
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43485 MULDROW TRL, 43485, PERRY, MO 63462-2608

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5522 E WHITE PINE DR, CAVE CREEK, AZ 85331-5935

Mortgage

Document Number	0000738563
Date	Sep 19, 2019
Instrument	20190738563

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,300 (+44.48%)	$773,000 (+2.63%) Land $154,600 Building $618,400
2025	$2,250.00 (-23.83%)	$53,502 (-31.17%)	$753,200 (-3.1%) Land $150,600 Building $602,600
2024		$77,730	$777,300 Land $155,400 Building $621,900
2023	$2,954.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Verizon Fixed Wireless	300 / 20
Mojo Broadband Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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