5521 E White Pine Dr, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 5521 E White Pine Dr, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	6 ba · 4,260 sqft · built 2002
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$765,000 (Jun 2021)
Tax Bill	$3,456 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jun 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`211-37-555`

Property Details

APN / Parcel Number

Primary APN	`211-37-555`
Alternative APN	`211375555`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,260 sqft Living Area
Gross Area	4,542 sqft
1st Floor Area	2,488 sqft
2nd Floor Area	1,772 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood Frame
Construction Type	Frame
Roof Material	Concrete
Lot Area	10,000 sqft (0.23 acres)
View / Lot	Greenbelt
Parking Spaces	3 Parking Spaces
Pool Type	Pool Type
Pool Area	308 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5521 E WHITE PINE DR
City	CAVE CREEK
State	AZ
Zip	85331-5927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-18
Legal Description	CHAPARRAL AT LONE MOUNTAIN MCR 539-09
Legal Subdivision	CHAPARRAL AT LONE MOUNTAIN
Legal Lot Number	40
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	2
Census Block	2010
Census Tract	613000

Owner

Source: Maricopa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5521 E WHITE PINE DR, CAVE CREEK, AZ 85331-5927
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Line of Credit BELL BANK
Jun 28, 2021	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Mar 25, 2020	Deed of Trust, Mortgage · VA Mortgage AMERIFIRST FINANCIAL INC
Feb 4, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC
Nov 8, 2018	Warranty Deed, Transfer USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2021 · Amount on Record
Deed Sale	Jun 28, 2021 · Amount on Record
Prior Sale	Feb 4, 2021 · Amount on Record
Deed Document Number	2021707548
Prior Transfer Date	Aug 11, 2016
Prior Transfer Doc	0000597561
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5521 E WHITE PINE DR, CAVE CREEK, AZ 85331-5927
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5521 E WHITE PINE DR, CAVE CREEK, AZ 85331-5927

Mortgage

Document Number	0000097558
Date	Feb 27, 2024
Instrument	20240097558

Lender

Name	BELL BANK
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 16, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 28, 2021
Property Address	5521 E WHITE PINE DR, CAVE CREEK, AZ 85331-5927
Document Number	0000707548
Map Reference	MB 539 PG 9
Instrument Date	Jun 24, 2021
Instrument	20210707548
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5521 E WHITE PINE DR, CAVE CREEK, AZ 85331-5927

Mortgage

Document Number	0000707549
Date	Jun 28, 2021
Instrument	20210707549

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Mortgage

Document Number	0000707550
Date	Jun 28, 2021
Instrument	20210707550

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 24, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5521 E WHITE PINE DR, CAVE CREEK, AZ 85331-5927
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000256128
Date	Mar 25, 2020
Instrument	20200256128

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company
Address	GILBERT, AZ 85297

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 4, 2021
Property Address	5521 E WHITE PINE DR, CAVE CREEK, AZ 85331-5927
Document Number	0000127451
Map Reference	MB 539 PG 9
Instrument Date	Feb 1, 2021
Instrument	20210127451
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5521 E WHITE PINE DR, 5521, CAVE CREEK, AZ 85331-5927

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5521 E WHITE PINE DR, CAVE CREEK, AZ 85331-5927

Mortgage

Document Number	0000127452
Date	Feb 4, 2021
Instrument	20210127452

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 8, 2018
Property Address	5521 E WHITE PINE DR, CAVE CREEK, AZ 85331-5927
Document Number	0000833057
Instrument Date	Oct 11, 2018
Instrument	833057
Transaction Type	Transfer
Record Updated	Nov 14, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.15
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5521 E WHITE PINE DR CAVE CREEK AZ 853315927, CAVE CREEK, AZ 85331-5927

Mortgage

Document Number	833058
Date	Nov 8, 2018
Instrument	833058

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,530 (+56.84%)	$915,300 (+10.66%) Land $183,000 Building $732,300
2025	$3,456.00 (+7.26%)	$58,357 (-31.68%)	$827,100 (-3.17%) Land $165,400 Building $661,700
2024		$85,420	$854,200 Land $170,800 Building $683,400
2023	$3,222.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Verizon Fixed Wireless	300 / 20
Mojo Broadband Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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