5521 Dunridge Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5521 Dunridge Dr, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,946 sqft · built 2020
Lot Size	0.272 acres (11,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Apr 2026)
Tax Bill	$4,060 (2025)
Deeds & Mortgages	Aug 2026 Sale Apr 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`25-2N-30-5281-00F00-0190`

Property Details

APN / Parcel Number

Primary APN	`25-2N-30-5281-00F00-0190`
Alternative APN	`N30225528100F000190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,946 sqft Living Area
Gross Area	2,690 sqft
1st Floor Area	1,946 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	11,848 sqft (0.272 acres)
Lot Dimensions	132 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	295 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5521 DUNRIDGE DR
City	MILTON
State	FL
Zip	32571-7676
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	STONECHASE PHASE TWO LOT 19 BLK F AS DES IN OR 4036 PG 309
Legal Range	30W
Legal Township	2N
Legal Section	25
Legal Subdivision	STONECHASE PHS 1 & 2
Legal Block	F
Legal Lot Number	19
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1037
Census Tract	10302

Owner

Source: Santa Rosa County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5521 DUNRIDGE DR, MILTON, FL 32571-7676
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 1, 2026	Warranty Deed, Transfer EMERALD COAST TITLE INC, EMERALD COAST TITLE
Sep 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Dec 1, 2020	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 1, 2020	Grant Deed, Transfer CLEAR TITLE/NW FL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Dec 1, 2020 · Amount on Record
Deed Document Number	202616078
Deed Book / Page	4726 / 1499
Last Transfer Date	Aug 12, 2026
Transfer Doc	0000040751
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 12, 2026
Property Address	5521 DUNRIDGE DR, MILTON, FL 32571-7676
Document Number	0000040751
Book / Page	4777 / 1738
Instrument Date	Aug 12, 2026
Instrument	202640751
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	5521 DUNRIDGE DR, MILTON, FL 32571-7676

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 1, 2026
Property Address	5521 DUNRIDGE DR, MILTON, FL 32571-7676
Document Number	0000016078
Book / Page	4726 / 1499
Instrument Date	Mar 27, 2026
Instrument	202616078
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	EMERALD COAST TITLE INC, EMERALD COAST TITLE

Transaction

Amount	Amount Recorded
Tax	$258,055.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5521 DUNRIDGE DR, MILTON, FL 32571-7676

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5521 DUNRIDGE DR, PACE, FL 32571-7676
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5521 DUNRIDGE DR, PACE, FL 32571-7676

Mortgage

Document Number	0044342015
Date	Sep 18, 2023
Book Page	4434/2015
Instrument	202342485

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2038

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5521 DUNRIDGE DR, PACE, FL 32571-7676
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5521 DUNRIDGE DR, PACE, FL 32571-7676

Mortgage

Document Number	0043350481
Date	Oct 13, 2022
Book Page	4335/481
Instrument	202258359

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 1, 2020
Property Address	5521 DUNRIDGE DR, PACE, FL 32571-7676
Document Number	0040360309
Book / Page	4036 / 309
Map Reference	MB 12 PG 69-71
Instrument Date	Nov 23, 2020
Instrument	202064278
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 21, 2021
Title Company	CLEAR TTL OF NORTHWEST FL LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,978.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4400 BAYOU BLVD STE 46, 4400, PENSACOLA, FL 32503-1910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5521 DUNRIDGE DR, PACE, FL 32571-7676

Mortgage

Document Number	0004036311
Date	Dec 1, 2020
Instrument	4036/311

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 1, 2020
Property Address	5521 DUNRIDGE DR, PACE, FL 32571-7676
Document Number	0040360308
Book / Page	004036 / 000308
Instrument Date	Nov 23, 2020
Instrument	64277
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	CLEAR TITLE/NW FL LLC

Transaction

Amount	Amount Recorded
Tax	$245.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4400 BAYOU BLVD #46 PENSACOLA FL 325031910, 46, PENSACOLA, FL 32503-1910

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,060.00 (+2.89%)	$317,841 (+2.28%) Land $55,000 Building $262,841	$317,841 (+2.28%) Land $55,000 Building $262,841
2024	$3,946.00 (+32.06%)	$310,745 (+20.25%) Land $55,000 Building $255,745	$310,745 (+6.32%) Land $55,000 Building $255,745
2023	$2,988.00 (+2.47%) Homeowner's exemption	$258,409 (+3%)	$292,272 (+7.94%) Land $48,000 Building $244,272
2022	$2,916.00 Homeowner's exemption	$250,883	$270,782 Land $40,000 Building $230,782

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHUMUCKLA WATER SYSTEM, INC. private · serves 5,527 people · EPA ID FL1570140
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Conexon Connect.

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