5520 Dunridge Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5520 Dunridge Dr, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,340 sqft · built 2019
Lot Size	0.271 acres (11,848 sqft)
Owner	Company Name on Record
Last Sale	$404,000 (Apr 2024)
Tax Bill	$473 (2024)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-2N-30-5281-00K00-0020`

Property Details

APN / Parcel Number

Primary APN	`25-2N-30-5281-00K00-0020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,340 sqft Heated Area
Gross Area	3,187 sqft
1st Floor Area	2,805 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	11,848 sqft (0.271 acres)
Lot Dimensions	1,320 ft deep x 900 ft wide
Garage Area	465 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	254 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	252N30528100K000020
Street Address	5520 DUNRIDGE DR
City	PACE
State	FL
Zip	32571-7678
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	STONECHASE PHASE TWO LOT 2 BLK K AS DES IN OR 4494 PG 71
Legal Range	30W
Legal Township	02N
Legal Section	25
Legal Subdivision	STONECHASE PHS 1 & 2
Legal Phase	2
Legal Block	K
Legal Lot Number	2
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1026
Census Tract	10302

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16834 LONG MEADOW DR, CALDWELL, ID 83607-2003
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · Conventional Mortgage R AND R TRUST
Aug 25, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Feb 10, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Apr 1, 2019	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jul 30, 2018	Grant Deed, Transfer CLEAR TITLE/NW FL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2024 · Amount on Record
Deed Sale	Apr 18, 2024 · Amount on Record
Prior Sale	Apr 1, 2019 · Amount on Record
Deed Document Number	202416961
Deed Book / Page	4494 / 71
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 26, 2026
Property Address	5520 DUNRIDGE DR, MILTON, FL 32571-7678
Document Number	0000032464
Book / Page	4760 / 1531
Instrument Date	Jun 25, 2026
Instrument	202632464
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	PENSACOLA TITLE CO LLC, PENSACOLA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289,870.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 DUNRIDGE DR, MILTON, FL 32571-7678

Mortgage

Document Number	0000032465,
Date	Jun 26, 2026
Book Page	4760/1533
Instrument	202632465

Lender

Name	R AND R TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5520 DUNRIDGE DR, PACE, FL 32571-7678
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 DUNRIDGE DR, PACE, FL 32571-7678

Mortgage

Document Number	0041672018
Date	Aug 25, 2021
Book Page	4167/2018
Instrument	202157055

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5520 DUNRIDGE DR, PACE, FL 32571-7678
Document Number	0039191453
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5520 DUNRIDGE DR PACE FL 325717678, PACE, FL 32571-7678

Mortgage

Document Number	0039191453
Date	Feb 18, 2020
Book Page	003919/001453
Instrument	7731

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 1, 2019
Property Address	5520 DUNRIDGE DR, PACE, FL 32571-7678
Document Number	0038151079
Book / Page	003815 / 001079
Instrument Date	Mar 29, 2019
Instrument	12484
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	CLEAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,069.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5520 DUNRIDGE DR PACE FL 325717678, PACE, FL 32571-7678

Mortgage

Document Number	38151081
Date	Apr 1, 2019
Book Page	003815/001081
Instrument	12485

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 30, 2018
Property Address	5520 DUNRIDGE DR, PACE, FL 32571-7678
Document Number	0037520175
Book / Page	003752 / 000175
Instrument Date	Jul 27, 2018
Instrument	32298
Transaction Type	Transfer
Record Updated	Jan 7, 2019
Title Company	CLEAR TITLE/NW FL LLC

Transaction

Amount	Amount Recorded
Tax	$1,435.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4400 BAYOU BLVD #46 PENSACOLA FL 325031910, 46, PENSACOLA, FL 32503-1910

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$473.00 (+284.55%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$281,045 (+3.52%)	$349,224 (+6.58%) Land $55,000 Building $294,224
2023	$123.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$271,477 (+3%)	$327,673 (+6.76%) Land $48,000 Building $279,673
2022	$123.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$263,570	$306,921 Land $40,000 Building $266,921

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHUMUCKLA WATER SYSTEM, INC. private · serves 5,527 people · EPA ID FL1570140
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Conexon Connect.

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