5520 Whitney Ave, Carmichael, CA 95608 Property Records

Sacramento County property record for 5520 Whitney Ave, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 868 sqft · built 2005
Lot Size	0.281 acres (12,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Oct 2026)
Tax Bill	$3,969 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`258-0150-065-0000`

Property Details

APN / Parcel Number

Primary APN	`258-0150-065-0000`
Alternative APN	`25801500570000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	868 sqft Living Area
1st Floor Area	654 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	12,250 sqft (0.281 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5520 WHITNEY AVE
City	CARMICHAEL
State	CA
Zip	95608-3041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	PCL C AND S 22.50 OF PCL B PM BK.76-3
Legal Subdivision	OAKVALE
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4001
Census Tract	7602

Owner

Source: Sacramento County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5522 WHITNEY AVE, CARMICHAEL, CA 95608-3041
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Grant Deed, Transfer · Conventional Mortgage GOLDEN 1 CREDIT UNION
Sep 7, 2021	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF SACRAMENTO
Sep 7, 2021	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2026 · Amount on Record
Deed Sale	Oct 5, 2026 · Amount on Record
Prior Sale	Sep 7, 2021 · Amount on Record
Deed Book / Page	20261005 / 351
Prior Transfer Date	Sep 2, 2021
Prior Transfer Doc	0000001130
Record Updated	Oct 29, 2026

October 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 5, 2026
Property Address	5520 WHITNEY AVE, CARMICHAEL, CA 95608-3041
Document Number	2026000351
Book / Page	20261005 / 351
Instrument Date	Oct 1, 2026
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,885.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5522 WHITNEY AVE, CARMICHAEL, CA 95608-3041

Mortgage

Document Number	2026000352,
Date	Oct 5, 2026
Book Page	20261005/352

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 7, 2021
Property Address	5520 WHITNEY AVE, CARMICHAEL, CA 95608-3041
Document Number	0000001130
Map Reference	MB 20050808 PG 1969
Instrument Date	Sep 2, 2021
Instrument	2021090701130
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 4TH AVE, SACRAMENTO, CA 95818-3304
Investor	Possibly a Property Investor

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 7, 2021
Property Address	5520 WHITNEY AVE, CARMICHAEL, CA 95608-3041
Document Number	0000001131
Map Reference	MB 20050808 PG 1969
Instrument Date	Aug 24, 2021
Instrument	2021090701131
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 4TH AVE, SACRAMENTO, CA 95818-3304
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001132
Date	Sep 7, 2021
Instrument	2021090701132

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,969.00 (+1.17%)	$330,141 (+2%) Land $146,128 Building $184,013
2025	$3,923.00 (+2.16%)	$323,668 (+4.04%) Land $143,263 Building $180,405
2024	$3,840.00 (+1.59%)
2023	$3,780.00 (+2.05%)	$311,100 Land $137,700 Building $173,400
2022	$3,704.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net, Verizon.

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