5520 Summit Rd, Kearney, NE 68845 Property Records

Buffalo County property record for 5520 Summit Rd, Kearney, NE 68845

Property Summary

Property Type	Single Family Home
Details	0.5 ba · 1,276 sqft · built 1994
Lot Size	2.82 acres (122,839 sqft)
Owner	Individual Name on Record
Tax Bill	$4,016 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5807198009371`

Property Details

APN / Parcel Number

Primary APN	`5807198009371`
Alternative APNs	`3651-29-3-05850-000-0006` `580719800`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,276 sqft Total Area
1st Floor Area	1,276 sqft
Basement Area	1,276 sqft
Finished Basement	1,148 sqft
Unfinished Basement	128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	122,839 sqft (2.82 acres)
Garage Type	Mixed
Garage Area	1,248 sqft
Driveway	Concrete Driveway
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	132 sqft
Patio Area	696 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	5807198009371
Street Address	5520 SUMMIT RD
City	KEARNEY
State	NE
Zip	68845-1664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	SEVEN HILLS 2ND SUB LT 6 (29-9-16 CL-TWP)
Legal Range	16
Legal Township	09
Legal Section	29
Legal Subdivision	SEVEN HILLS 2ND SUB
Legal Lot Number	6
Jurisdiction	BUFFALO NE
Township / Civil Division	27
Census Block Group	3
Census Block	3005
Census Tract	969204

Owner

Source: Buffalo County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5520 SUMMIT RD, KEARNEY, NE 68845-1664
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING INC
Dec 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 11, 2014
Transfer Doc	0201405631
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Recording Date	Sep 22, 2026
Property Address	5520 SUMMIT RD, KEARNEY, NE 68845-1664
Document Number	0000005072
Instrument Date	Sep 4, 2026
Instrument	20265072
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 SUMMIT RD, KEARNEY, NE 68845-1664

Mortgage

Document Number	0000005072,
Date	Sep 22, 2026
Instrument	20265072

Lender

Name	POINT DIGITAL FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	5520 SUMMIT RD, KEARNEY, NE 68845-1664
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202000129
Date	Jan 10, 2020
Instrument	2020-00129

Lender

Name	SYNERGY ONE LENDING INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	5520 SUMMIT RD, KEARNEY, NE 68845-1664
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201806951
Date	Dec 4, 2018
Instrument	2018-06951

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$380,635 (+7.28%) Land $47,790 Building $332,845	$380,635 (+7.28%) Land $47,790 Building $332,845
2025	$4,016.00 (-20.65%)	$354,795 (+10.94%) Land $47,790 Building $307,005	$354,795 (+10.94%) Land $47,790 Building $307,005
2023	$5,061.00	$319,820 Land $55,660 Building $264,160	$319,820 Land $55,660 Building $264,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 58% of Nebraska
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Prairie Hills Wireless, Rise Broadband.

Nearby Properties on Summit Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures