5515 Summit Rd, Kearney, NE 68845 Property Records

Buffalo County property record for 5515 Summit Rd, Kearney, NE 68845

Property Summary

Property Type	Single Family Home
Details	0.5 ba · 1,918 sqft · built 2021
Lot Size	1.78 acres (77,537 sqft)
Owner	2 Individual Names on Record
Last Sale	$44,000 (Nov 2020)
Tax Bill	$5,834 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5807197809369`

Property Details

APN / Parcel Number

Primary APN	`5807197809369`
Alternative APNs	`3651-29-3-05850-000-0004` `580719780`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	1,918 sqft Total Area
1st Floor Area	1,918 sqft
Basement Area	1,918 sqft
Finished Basement	1,390 sqft
Unfinished Basement	1,918 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	77,537 sqft (1.78 acres)
Lot Dimensions	279 ft deep x 278 ft wide
Garage Type	Mixed
Garage Area	1,260 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	212 sqft
Deck Area	378 sqft
Patio Area	378 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	5807197809369
Street Address	5515 SUMMIT RD
City	KEARNEY
State	NE
Zip	68845-1664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	SEVEN HILLS 2ND SUB LT 4 (29-9-16 CL-TWP)
Legal Range	16
Legal Township	09
Legal Section	29
Legal Subdivision	SEVEN HILLS 2ND SUB
Legal Lot Number	4
Jurisdiction	BUFFALO NE
Township / Civil Division	27
Census Block Group	3
Census Block	3001
Census Tract	969204

Owner

Source: Buffalo County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 185, KEARNEY, NE 68848-0185
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Sep 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 20, 2020	Warranty Deed, Transfer NEW TITLE, NE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Prior Sale	May 27, 2005 · Amount on Record
Deed Document Number	20208283
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Recording Date	Sep 30, 2026
Property Address	5515 SUMMIT RD, KEARNEY, NE 68845-1664
Document Number	0000005249
Instrument Date	Sep 24, 2026
Instrument	20265249
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5515 SUMMIT RD, KEARNEY, NE 68845-1664

Mortgage

Document Number	0000005249,
Date	Sep 30, 2026
Instrument	20265249

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	5515 SUMMIT RD, KEARNEY, NE 68845-1664
Transaction Type	Mortgage
Record Updated	Feb 23, 2023
Title Company	NEW TITLE, NE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202205325
Date	Sep 8, 2022
Instrument	2022-05325

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Nov 20, 2020
Property Address	5515 SUMMIT RD, KEARNEY, NE 68845-1664
Document Number	0202008283
Instrument Date	Nov 18, 2020
Instrument	2020-08283
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	NEW TITLE, NE TITLE

Transaction

Amount	Amount Recorded
Tax	$99.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$556,080 (+7.89%) Land $36,810 Building $519,270	$556,080 (+7.89%) Land $36,810 Building $519,270
2025	$5,834.00 (-19.11%)	$515,405 (+13.11%) Land $36,810 Building $478,595	$515,405 (+13.11%) Land $36,810 Building $478,595
2023	$7,212.00	$455,685 Land $42,140 Building $413,545	$455,685 Land $42,140 Building $413,545

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 58% of Nebraska
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Prairie Hills Wireless, Rise Broadband.

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