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5520 SE 128th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 5520 SE 128th Ave, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,132 sqft · built 2021
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on Record
Last Sale$36,067 (Aug 2016)
Tax Bill$4,075 (2025)
Deeds & MortgagesMay 2021 Construction Loan
May 2020 Transfer
Flood ZoneZone A (high risk)
APN1-01-38-36-0010-00000-0020

Property Details

APN / Parcel Number

Primary APN1-01-38-36-0010-00000-0020
Alternative APN
  • R10138360010000000020

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,132 sqft Living Area
Gross Area2,989 sqft
1st Floor Area3,546 sqft
FlooringConcrete/Cement
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area435,600 sqft (10 acres)
Garage TypeCarport
Garage Area386 sqft
CarportCarport
Carport Area386 sqft
PorchFinished Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5520 SE 128TH AVE
CityOKEECHOBEE
StateFL
Zip34974-1931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROCKING R RANCH SUBDIVISION (PLAT BOOK 6 PAGE 71) LOT 2
Legal Range36E
Legal Township38S
Legal Section01
Legal SubdivisionROCKING R RANCH SUBDIVISION
Legal Lot Number2
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group1
Census Block1027
Census Tract910401

Owner

Source: Okeechobee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 2813, OKEECHOBEE, FL 34973-2813
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 4, 2021Intrafamily Transfer, Transfer · Construction Mortgage
MIDFLORIDA CU
May 5, 2020Correction Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2016 · Amount on Record
Deed SaleAug 15, 2016 · Amount on Record
Prior SaleMay 1, 2016 · Amount on Record
Deed Document Number20167519
Deed Book / Page778 / 1470
Last Transfer DateMay 3, 2021
Transfer Doc0000005573
Record UpdatedSep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKEECHOBEE FL
Recording DateMay 4, 2021
Property Address5520 SE 128TH AVE, OKEECHOBEE, FL 34974-1931
Document Number0000005573
Map ReferenceMB 6 PG 71
Instrument DateMay 3, 2021
Instrument2021005573
Transaction TypeTransfer
Record UpdatedFeb 9, 2023
Title CompanyOKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2813, OKEECHOBEE, FL 34973-2813

Mortgage

Document Number0000005574
DateMay 4, 2021
Instrument2021005574
Lender
NameMIDFLORIDA CU
TypeCredit Union
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term368 Months
DueJan 1, 2052

May 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionOKEECHOBEE FL
Recording DateMay 5, 2020
Property Address5520 SE 128TH AVE, OKEECHOBEE, FL 34974-1931
Document Number0000004282
Instrument DateApr 24, 2020
Instrument4282
Transaction TypeTransfer
Record UpdatedJul 7, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2813 OKEECHOBEE FL 349732813, OKEECHOBEE, FL 34973-2813

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,075.00 (-9.69%) Homeowner's exemption$337,817 (+6.12%)$618,506 (+3.88%) Land $159,096 Building $459,410
2023$4,512.00 (+17.78%) Homeowner's exemption$318,334 (+2.99%)$595,413 (+33.5%) Land $33,064 Building $562,349
2022$3,831.00 Homeowner's exemption$309,093$445,994 Land $20,064 Building $425,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims4 (2004–2005)
Claims Outside the SFHA3 of 4
Most Recent ClaimOct 2005 · Hurricane Wilma
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 56% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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