5351 SE 128th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 5351 SE 128th Ave, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,175 sqft · built 1974
Lot Size	2.88 acres (125,453 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Feb 2014)
Tax Bill	$788 (2025)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-02-38-36-0010-00000-0110`

Property Details

APN / Parcel Number

Primary APN	`1-02-38-36-0010-00000-0110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,175 sqft Heated Area
Gross Area	1,653 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1994
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Prestressed Concrete
Roof Material	Composition Shingle
Lot Area	125,453 sqft (2.88 acres)
Porch	Open Porch
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5351 SE 128TH AVE
City	OKEECHOBEE
State	FL
Zip	34974-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK HAMMOCK (PLAT BOOK 6 PAGE 72) PARCEL 11 LESS & EXCEPT THE FOLLOWING: A PARCEL OF LAND LYING IN AND BEING A PART OF LOT 11
Legal Range	36E
Legal Township	38S
Legal Section	02
Legal Subdivision	OAK HAMMOCK
Legal Lot Number	11
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1012
Census Tract	910401

Owner

5351 SE 128th Ave is owned and occupied by an individual who bought it in February 2014.

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5351 SE 128TH AVE, OKEECHOBEE, FL 34974-1902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2014 · Amount on File
Deed Sale	Feb 11, 2014 · Amount on File
Prior Sale	Sep 6, 2013
Deed Document Number	2014001418
Deed Book / Page	0742 / 0927
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	5351 SE 128TH AVE, OKEECHOBEE, FL 34974-1902
Document Number	0008171066
Instrument Date	Dec 6, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	FIRST INTEGRITY TITLE, FITCO-FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5351 SE 128TH AVE OKEECHOBEE FL 349741902, OKEECHOBEE, FL 34974-1902

Mortgage

Document Number	0008171066
Date	Dec 18, 2018
Book Page	000817/001066
Instrument	14712

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5351 SE 128th Ave was $788 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$788.00 Homeowner's exemption	$98,146	$247,578 Land $92,640 Building $154,938
2023	$1,327.00 (+11.79%) Homeowner's exemption	$89,548 (+3%)	$205,914 (+21.98%) Land $54,200 Building $151,714
2022	$1,187.00 Homeowner's exemption	$86,940	$168,816 Land $44,560 Building $124,256

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5351 SE 128th Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (2004–2005)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Oct 2005 · Hurricane Wilma
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5351 SE 128th Ave is high, ranking above 70% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on SE 128th Ave

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