Hamilton County property record for 5520 Ruddy Ct, Cincinnati, OH 45239
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,190 sqft · built 1958 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,601 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 231-0003-0250-00 |
| Primary APN | 231-0003-0250-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,190 sqft Living Area |
| 1st Floor Area | 1,190 sqft |
| Basement Area | 1,190 sqft |
| Finished Basement | 560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5520 RUDDY CT |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45239-7298 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUDDY CT 75 X 140 LOT 76 MT AIRY NORTHVIEW SUB BLK B |
| Legal Subdivision | MT AIRY NORTHVIEW SUB |
| Legal Block | B |
| Legal Lot Number | 76 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 8300 |
5520 Ruddy Ct is owned and occupied by an individual who acquired it in June 2016.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5520 RUDDY CT, CINCINNATI, OH 45239-7298 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2016 |
| Deed Sale | Jun 14, 2016 |
| Prior Sale | Nov 12, 2013 |
| Deed Document Number | 01-090375 |
| Deed Book / Page | 8583 / 02765 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 5520 Ruddy Ct was $3,601, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,601.00 (+3.12%) | $58,230 (-) Land $11,102 Building $47,128 | |
| 2024 | $3,492.00 (-2.21%) | $58,230 (-) Land $11,102 Building $47,128 | |
| 2023 | $3,571.00 (+42.78%) | $58,230 (+59.6%) Land $11,102 Building $47,128 | $166,370 Land $31,720 Building $134,650 |
| 2022 | $2,501.00 Homeowner's exemption | $36,484 Land $9,156 Building $27,328 | |
| 2020 | $104,240 Land $26,160 Building $78,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5520 Ruddy Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5520 Ruddy Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures