5471 Ruddy Ct, Cincinnati, OH 45239 Property Records

Hamilton County property record for 5471 Ruddy Ct, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 972 sqft · built 1955
Lot Size	0.208 acres (9,104 sqft)
Owner	2 Owner Names on Record
Last Sale	$117,900 (Jun 2002)
Tax Bill	$2,765 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`231-0003-0240-00`

Property Details

APN / Parcel Number

Primary APN	`231-0003-0240-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	972 sqft
Basement Area	972 sqft

Exterior

Year Built	Built 1955
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	9,104 sqft (0.208 acres)
Lot Dimensions	139 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	72 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5471 RUDDY CT
City	CINCINNATI
State	OH
Zip	45239-7232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUDDY CT 65 X 139.92 LOT 66 MT AIRY NORTHVIEW
Legal Subdivision	MT AIRY NORTHVIEW
Legal Lot Number	66
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2009
Census Tract	8300

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on Record
Mailing Address	5471 RUDDY CT, CINCINNATI, OH 45239-7232
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2002 · Amount on Record
Deed Sale	Jun 24, 2002 · Amount on Record
Prior Sale	Jan 17, 1997
Deed Document Number	02-123560
Deed Book / Page	8946 / 01425
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	5471 RUDDY CT, CINCINNATI, OH 45239-7232
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5471 RUDDY CT, CINCINNATI, OH 45239-7232

Mortgage

Document Number	0000093975
Date	Oct 5, 2022
Book Page	14766/359
Instrument	2022-0093975

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	473 Months
Due	Mar 18, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,765.00 (+3.09%)	$44,674 (+%) Land $10,286 Building $34,388
2024	$2,682.00 (-2.19%)	$44,673 (-) Land $10,286 Building $34,387
2023	$2,742.00 (+42.07%)	$44,673 (+58.85%) Land $10,286 Building $34,387	$127,640 (+58.86%) Land $29,390 Building $98,250
2022	$1,930.00 Homeowner's exemption	$28,123 Land $8,484 Building $19,639
2020			$80,350 Land $24,240 Building $56,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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