5520 River Bluff Dr, Bloomington (Minneapolis), MN 55437 Property Records

Hennepin County property record for 5520 River Bluff Dr, Bloomington, MN 55437

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.25 ba · 2,719 sqft · built 1983
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$492,000 (Feb 2026)
Tax Bill	$11,424 (2025)
Deeds & Mortgages	May 2026 Construction Loan Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-115-21-31-0042`

Property Details

APN / Parcel Number

Primary APN	`04-115-21-31-0042`

Interior

Bedrooms	5 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,719 sqft Living Area
Gross Area	7,009 sqft
1st Floor Area	2,719 sqft
Basement Area	4,290 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	28,750 sqft (0.66 acres)
Lot Dimensions	252 ft deep x 163 ft wide
Garage Type	Attached
Garage Area	884 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	192 sqft
Deck Area	560 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	5520 RIVER BLUFF DR
City	MINNEAPOLIS
State	MN
Zip	55437-3611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 008 BLOCK 004 B RIVER BLUFF ESTATES E 163X252X229X96
Legal Range	21
Legal Township	115
Legal Section	04
Legal Quarter	31
Legal Subdivision	RIVER BLUFF ESTATES
Legal Block	4
Legal Lot Number	8
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1009
Census Tract	25909

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5520 RIVER BLUFF DR, MINNEAPOLIS, MN 55437-3611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT
Feb 17, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 4, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Prior Sale	Jul 9, 2013 · Amount on Record
Deed Document Number	20266185931
Prior Transfer Date	Jan 27, 2025
Prior Transfer Doc	00T6130292
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Recording Date	May 18, 2026
Property Address	5520 RIVER BLUFF DR, MINNEAPOLIS, MN 55437-3611
Document Number	0006201809
Instrument Date	May 1, 2026
Instrument	20266201809
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5520 RIVER BLUFF DR, MINNEAPOLIS, MN 55437-3611
Investor	Possibly a Property Investor

Mortgage

Document Number	0006201809,
Date	May 18, 2026
Instrument	20266201809

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Oct 30, 2026

Interest

Rate	6.46%
Max Rate	-1%

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HENNEPIN MN
Recording Date	Feb 17, 2026
Property Address	5520 RIVER BLUFF DR, BLOOMINGTON, MN 55437-3611
Document Number	00T6185931
Instrument Date	Dec 26, 2025
Instrument	T6185931
Transaction Type	Transfer
Record Updated	Mar 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,623.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5520 RIVER BLUFF DR, BLOOMINGTON, MN 55437-3611

Mortgage

Document Number	00T6187442
Date	Feb 26, 2026
Instrument	T6187442

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jan 4, 2021
Property Address	5520 RIVER BLUFF DR, BLOOMINGTON, MN 55437-3611
Document Number	0005787422
Instrument Date	Aug 18, 2020
Instrument	5787422
Transaction Type	Transfer
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15115 OSTLUND TRL N MARINE ON ST CROIX MN 550479787, MARINE ON ST CROIX, MN 55047-9787

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,424.00 (+30.47%)	$651,100 (+0.99%) Land $191,500 Building $459,600	$651,100 (+0.99%) Land $191,500 Building $459,600
2024	$8,756.00 (+2.34%)	$644,700 (-6.54%) Land $195,000 Building $449,700	$644,700 (-6.54%) Land $195,000 Building $449,700
2023	$8,556.00
2022		$689,800 Land $204,000 Building $485,800	$689,800 Land $204,000 Building $485,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Netwave Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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