5408 River Bluff Dr, Bloomington (Minneapolis), MN 55437 Property Records

Hennepin County property record for 5408 River Bluff Dr, Bloomington, MN 55437

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,986 sqft · built 1986
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Aug 2018)
Tax Bill	$10,761 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-115-21-31-0047`

Property Details

APN / Parcel Number

Primary APN	`04-115-21-31-0047`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,986 sqft Living Area
Gross Area	4,498 sqft
1st Floor Area	2,986 sqft
Basement Area	1,512 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2004
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Garage Area	928 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	302 sqft
Deck Area	756 sqft
Patio Area	756 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	5408 RIVER BLUFF DR
City	MINNEAPOLIS
State	MN
Zip	55437-3609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 001 T RIVER BLUFF ESTATES PLAT 3 IRREGULAR
Legal Range	21
Legal Township	115
Legal Section	04
Legal Quarter	31
Legal Subdivision	RIVER BLUFF ESTATES PLAT 3
Legal Block	1
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1008
Census Tract	25909

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5408 RIVER BLUFF DR, MINNEAPOLIS, MN 55437-3609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MTG CORP
Aug 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MTG CORP
Aug 2, 2018	Deed of Trust, Mortgage · Line of Credit DEERWOOD BK
Aug 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2018 · Amount on Record
Deed Sale	Aug 7, 2018 · Amount on Record
Prior Sale	Jun 15, 2009 · Amount on Record
Deed Document Number	20185551456
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	5408 RIVER BLUFF DR, BLOOMINGTON, MN 55437-3609
Document Number	0005707440
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5408 RIVER BLUFF DR BLOOMINGTON MN 554373609, BLOOMINGTON, MN 55437-3609

Mortgage

Document Number	0005707440
Date	May 12, 2020
Instrument	5707440

Lender

Name	SUMMIT MTG CORP
Address	PLYMOUTH, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	5408 RIVER BLUFF DR, BLOOMINGTON, MN 55437-3609
Document Number	0005638586
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5408 RIVER BLUFF DR BLOOMINGTON MN 554373609, BLOOMINGTON, MN 55437-3609

Mortgage

Document Number	0005638586
Date	Aug 22, 2019
Instrument	5638586

Lender

Name	SUMMIT MTG CORP
Address	PLYMOUTH, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	5408 RIVER BLUFF DR, BLOOMINGTON, MN 55437-3609
Document Number	0005551458
Instrument Date	Aug 2, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5408 RIVER BLUFF DR BLOOMINGTON MN 554373609, BLOOMINGTON, MN 55437-3609

Mortgage

Document Number	0005551458
Date	Aug 7, 2018
Instrument	5551458

Lender

Name	DEERWOOD BK
Type	Bank
Address	MENDOTA HEIGHTS, MN 55120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 6, 2038

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	5408 RIVER BLUFF DR, BLOOMINGTON, MN 55437-3609
Document Number	0005551457
Instrument Date	Aug 2, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5408 RIVER BLUFF DR BLOOMINGTON MN 554373609, BLOOMINGTON, MN 55437-3609

Mortgage

Document Number	0005551457
Date	Aug 7, 2018
Instrument	5551457

Lender

Name	SUMMIT MTG CORP
Address	PLYMOUTH, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2048

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,761.00 (+14.7%)	$731,100 (-2.26%) Land $184,600 Building $546,500	$731,100 (-2.26%) Land $184,600 Building $546,500
2023	$9,382.00 Homeowner's exemption
2022		$748,000 Land $225,900 Building $522,100	$748,000 Land $225,900 Building $522,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Netwave Broadband.

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