5520 N Willow Rd, Ozark, MO 65721 Property Records

Christian County property record for 5520 N Willow Rd, Ozark, MO 65721

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,274 sqft · built 1984
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on Record
Last Sale$242,300 (Mar 2007)
Tax Bill$1,923 (2025)
Deeds & MortgagesJan 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN12-0.3-6-0-0-6.022

Property Details

APN / Parcel Number

Primary APN12-0.3-6-0-0-6.022
Alternative APN
  • 12-0.3-06-000-000-006.022

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Building Area2,274 sqft Living Area
1st Floor Area2,274 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area130,680 sqft (3 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address5520 N WILLOW RD
CityOZARK
StateMO
Zip65721-5280
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR A SW4 NW4 BEG SWC N334 E265 S142 E207 S190 W TO POB
Legal Range20W
Legal Township27N
Legal Section06
Legal SubdivisionOZARK OUT
Legal TractA
JurisdictionCHRISTIAN MO
Township / Civil DivisionLINDEN
Census Block Group2
Census Block2003
Census Tract20310

Owner

Source: Christian County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5520 N WILLOW RD, OZARK, MO 65721-5280
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2007 · Amount on Record
Deed SaleMar 16, 2007 · Amount on Record
Deed Document Number20075065
Deed Book / Page2007 / 5015
Record UpdatedSep 20, 2026

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHRISTIAN MO
Property Address5520 N WILLOW RD, OZARK, MO 65721-5280
Document Number0201900954
Instrument DateJan 4, 2019
Transaction TypeMortgage
Record UpdatedFeb 7, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address5520 N WILLOW RD OZARK MO 657215280, OZARK, MO 65721-5280

Mortgage

Document Number0201900954
DateJan 29, 2019
Book Page002019/000954
Instrument973
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount Recorded
Term468 Months
DueJan 28, 2058
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyChristian County
Unified School DistrictOzark R-VI School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,923.00$34,310 (+6.92%)$180,600 (+6.93%) Land $50,000 Building $130,600
2023$32,090$168,900 Land $50,000 Building $118,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimMay 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 63% of Missouri
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20

Nearby Properties on N Willow Rd

Nearby Streets

Search Property Records by Address or Parcel Number