5370 N Willow Rd, Ozark, MO 65721 Property Records

Christian County property record for 5370 N Willow Rd, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 3,136 sqft · built 2007
Lot Size	4.38 acres (191,228 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Oct 2022 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-0.1-1-0-0-14.009`

Property Details

APN / Parcel Number

Primary APN	`11-0.1-1-0-0-14.009`
Alternative APN	`11-0.1-01-000-000-014.009`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	3,136 sqft Adjusted Area
1st Floor Area	1,816 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Logs
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Asbestos
Lot Area	191,228 sqft (4.38 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	5370 N WILLOW RD
City	OZARK
State	MO
Zip	65721-6313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR B BEG 720' SWC NE SE TH N TO WILLOW RD E164.33 S371.12 E382.63 S253.5 W TO POB
Legal Range	21
Legal Township	27
Legal Section	01
Legal Subdivision	6000 OZARK OUT
Legal Tract	B
Jurisdiction	CHRISTIAN MO
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2005
Census Tract	20310

Owner

5370 N Willow Rd is owned and occupied by two individuals who acquired it in June 2018.

Source: Christian County records, as of January 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5370 N WILLOW RD, OZARK, MO 65721-6313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Deed of Trust, Mortgage · VA Mortgage MIDFIRST BANK
Jan 21, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED MILITARY MORTGAGE LLC
Sep 24, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jun 12, 2018	Warranty Deed, Transfer VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2018
Deed Sale	Jun 12, 2018
Deed Document Number	2018007489
Deed Book / Page	2018 / 007489
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	5370 N WILLOW RD, OZARK, MO 65721-6313
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5370 N WILLOW RD, OZARK, MO 65721-6313

Mortgage

Document Number	0202215582
Date	Oct 18, 2022
Book Page	2022/15582
Instrument	2022L15741

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Nov 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	5370 N WILLOW RD, OZARK, MO 65721-6313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101257
Date	Jan 21, 2021
Book Page	2021/1257
Instrument	2021L01266

Lender

Name	UNITED MILITARY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	5370 N WILLOW RD, OZARK, MO 65721-6313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMC SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201912679
Date	Sep 24, 2019
Book Page	2019/12679
Instrument	2019L12806

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Interest

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jun 12, 2018
Property Address	5370 N WILLOW RD, OZARK, MO 65721-6313
Document Number	0201807489
Book / Page	002018 / 007489
Instrument Date	Jun 11, 2018
Instrument	7574
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	TITAN TITLE AND CLOSING/MO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5370 N WILLOW RD OZARK MO 657216313, OZARK, MO 65721-6313

Mortgage

Document Number	201807490
Date	Jun 12, 2018
Book Page	002018/007490
Instrument	7575

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2048

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$76,170	$400,900 Land $50,400 Building $350,500
2023	$71,400	$375,800 Land $50,400 Building $325,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5370 N Willow Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5370 N Willow Rd is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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