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5520 Arcadia Cir, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 5520 Arcadia Cir, Discovery Bay, CA 94505 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,139 sqft · built 2004
Lot Size0.165 acres (7,190 sqft)
OwnerIndividual Name on File
Last Sale$730,000 (Apr 2021)
Tax Bill$10,836 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN011-510-059-6

Property Details

APN / Parcel Number

Primary APN011-510-059-6
Alternative APN
  • 011-510-059

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,139 sqft Living Area
1st Floor Area1,520 sqft
2nd Floor Area1,619 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2005
Architectural StyleCluster
Lot Area7,190 sqft (0.165 acres)
View / LotLake
Garage TypeAttached
Garage Area505 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address5520 ARCADIA CIR
CityDISCOVERY BAY
StateCA
Zip94505-2616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT8572 L59
Legal SubdivisionSUBDIVISION 8572
Legal Tract8572
Legal Lot Number59
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group1
Census Block1043
Census Tract304006

Owner

Source: Contra Costa County records · APN 011-510-059-6

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5520 ARCADIA CIR, DISCOVERY BAY, CA 94505-2616
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Apr 07, 2021Grant Deed, Transfer · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 07, 2021 · Amount on Record
Deed SaleApr 07, 2021 · Amount on Record
Prior SaleAug 07, 2008 · Amount on Record
Deed Document Number2021104962
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address5520 ARCADIA CIR, DISCOVERY BAY, CA 94505-2616
Transaction TypeMortgage
Record UpdatedNov 03, 2022
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038659
DateFeb 28, 2020
Instrument2020-038659
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

April 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateApr 07, 2021
Property Address5520 ARCADIA CIR, DISCOVERY BAY, CA 94505-2616
Document Number0000104962
Map ReferenceDOC 2004-0134596
Instrument DateApr 02, 2021
Instrument2021-104962
Transaction TypeTransfer
Record UpdatedNov 03, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5520 ARCADIA CIR, DISCOVERY BAY, CA 94505-2616

Mortgage

Document Number0000104963
DateApr 07, 2021
Instrument2021-104963
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
Elementary School DistrictByron Union Elementary School District (KG - 08)
Secondary School DistrictLiberty Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$805,977 (+2%) Land $165,611 Building $640,366
2025$10,836.00 (+6.4%)$790,174 (+4.04%) Land $162,364 Building $627,810
2023$10,184.00 (+1.65%)$759,492 Land $156,060 Building $603,432
2022$10,019.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133040061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies15 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 483 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
UnwiredFixed Wireless300 / 25

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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