5544 Arcadia Cir, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 5544 Arcadia Cir, Discovery Bay, CA 94505

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,723 sqft · built 2004
Lot Size	0.152 acres (6,602 sqft)
Owner	2 Individual Names on File
Last Sale	$830,000 (Dec 2021)
Tax Bill	$10,593 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011-510-063-8`

Property Details

APN / Parcel Number

Primary APN	`011-510-063-8`
Alternative APN	`011-510-063`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,723 sqft Living Area
1st Floor Area	2,723 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Architectural Style	Cluster
Lot Area	6,602 sqft (0.152 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	502 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5544 ARCADIA CIR
City	DISCOVERY BAY
State	CA
Zip	94505-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T8572 L63
Legal Subdivision	SUBDIVISION 8572
Legal Tract	8572
Legal Lot Number	63
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1043
Census Tract	304006

Owner

5544 Arcadia Cir is owned and occupied by two individuals who bought it in December 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5544 ARCADIA CIR, DISCOVERY BAY, CA 94505-2616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2021 · Amount on File
Deed Sale	Dec 3, 2021 · Amount on File
Prior Sale	Aug 10, 2011 · Amount on File
Deed Document Number	2021330194
Prior Transfer Date	Aug 3, 2011
Prior Transfer Doc	0000158849
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 3, 2021
Property Address	5544 ARCADIA CIR, DISCOVERY BAY, CA 94505-2616
Document Number	0000330194
Map Reference	MB 460 PG 33
Instrument Date	Nov 29, 2021
Instrument	2021-330194
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5544 ARCADIA CIR, DISCOVERY BAY, CA 94505-2616

Mortgage

Document Number	0000330195
Date	Dec 3, 2021
Instrument	2021-330195

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5544 Arcadia Cir was $10,593.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$763,000 (-0.65%) Land $137,891 Building $625,109
2025	$10,593.00	$768,000 Land $138,796 Building $629,204
2023	$10,255.00 (-6.36%)	$766,000 Land $138,000 Building $628,000
2022	$10,951.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5544 Arcadia Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5544 Arcadia Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Arcadia Cir

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