552 Summit Ridge Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 552 Summit Ridge Dr, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,995 sqft · built 1971
Lot Size	0.495 acres (21,562 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Mar 2006)
Tax Bill	$4,330 (2025)
Deeds & Mortgages	Jun 2021 Refinance
APN	`0605002001100`

Property Details

APN / Parcel Number

Primary APN	`0605002001100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,995 sqft Living Area
1st Floor Area	1,754 sqft
Attic	Attic
Attic Area	378 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,562 sqft (0.495 acres)
Lot Dimensions	169 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	378 sqft

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	684 sqft
Porch	Slab
Porch Area	15 sqft
Patio Area	196 sqft
Shed	1 Shed
Shed Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	552 SUMMIT RIDGE DR
City	CHESAPEAKE
State	VA
Zip	23322-3538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	110 BRIDGEFIELD SEC 2
Legal Subdivision	GREAT BRIDGE GARDENS / MISC./BRIDGEFIELD
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1005
Census Tract	21101

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	552 SUMMIT RIDGE DR, CHESAPEAKE, VA 23322-3538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2006 · Amount on Record
Deed Sale	Mar 2, 2006 · Amount on Record
Deed Book / Page	6397 / 103
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	552 SUMMIT RIDGE DR, CHESAPEAKE, VA 23322-3538
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010396/901
Date	Jun 24, 2021
Book Page	10396/901
Instrument	210028857

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$458,900 (+7.04%) Land $210,000 Building $248,900	$458,900 (+7.04%) Land $210,000 Building $248,900
2025	$4,330.00 (+43.14%)	$428,700 (+10.86%) Land $185,000 Building $243,700	$428,700 (+10.86%) Land $185,000 Building $243,700
2023		$386,700 (+13.04%) Land $175,000 Building $211,700	$386,700 (+13.04%) Land $175,000 Building $211,700
2022		$342,100 Land $150,000 Building $192,100	$342,100 Land $150,000 Building $192,100
2019	$3,025.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 183 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	26 (1990–2020)
Claims Outside the SFHA	3 of 26
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 9 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20