548 Summit Ridge Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 548 Summit Ridge Dr, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,117 sqft · built 1971
Lot Size	0.394 acres (17,163 sqft)
Owner	2 Individual Names on File
Last Sale	$398,000 (Oct 2021)
Tax Bill	$4,707 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
APN	`0605002001110`

Property Details

APN / Parcel Number

Primary APN	`0605002001110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,117 sqft Living Area
1st Floor Area	1,784 sqft
Attic	Attic
Attic Area	528 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,163 sqft (0.394 acres)
Garage Type	Attached
Garage Area	528 sqft

Exterior Amenities

Porch	Slab
Porch Area	15 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	548 SUMMIT RIDGE DR
City	CHESAPEAKE
State	VA
Zip	23322-3538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	111 BRIDGEFIELD SEC 2
Legal Subdivision	GREAT BRIDGE GARDENS / MISC./BRIDGEFIELD
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1005
Census Tract	21101

Owner

548 Summit Ridge Dr is owned and occupied by two individuals who bought it in October 2021.

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	548 SUMMIT RIDGE DR, CHESAPEAKE, VA 23322-3538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2021 · Amount on File
Deed Sale	Oct 26, 2021 · Amount on File
Prior Sale	Jul 14, 2016 · Amount on File
Deed Document Number	202148483
Deed Book / Page	10469 / 1637
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 26, 2021
Property Address	548 SUMMIT RIDGE DR, CHESAPEAKE, VA 23322-3538
Document Number	10469/1637
Book / Page	10469 / 1637
Instrument Date	Oct 21, 2021
Instrument	210048483
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	NOT AVAILABLE, PRIORITY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 SUMMIT RIDGE DR, CHESAPEAKE, VA 23322-3538

Mortgage

Document Number	210048484
Date	Oct 26, 2021
Instrument	210048484

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 548 Summit Ridge Dr was $4,707.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$488,900 (+4.91%) Land $210,000 Building $278,900	$488,900 (+4.91%) Land $210,000 Building $278,900
2025	$4,707.00	$466,000 Land $185,000 Building $281,000	$466,000 Land $185,000 Building $281,000
2023		$416,700 (+11.42%) Land $175,000 Building $241,700	$416,700 (+11.42%) Land $175,000 Building $241,700
2022		$374,000 Land $150,000 Building $224,000	$374,000 Land $150,000 Building $224,000
2019	$3,067.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 548 Summit Ridge Dr; there have been 26 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 183 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	26 (1990–2020)
Claims Outside the SFHA	3 of 26
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 9 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 548 Summit Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20