Shelby County property record for 552 Overhill Rd, Pelham, AL 35124
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,460 sqft · built 1972 |
| Lot Size | 0.524 acres (22,843 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jan 2026) |
| Tax Bill | $1,276 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 131123002031000 |
| Primary APN | 131123002031000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,460 sqft Heated Area |
| 1st Floor Area | 1,250 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 22,843 sqft (0.524 acres) |
| Lot Dimensions | 193 ft deep x 105 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 552 OVERHILL RD |
|---|---|
| City | PELHAM |
| State | AL |
| Zip | 35124-1635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 12 20S 03W NBRHD: 08 CAHABA VALLEY R-2 |
| Legal Range | 03W |
| Legal Township | 20S |
| Legal Section | 12 |
| Legal Subdivision | OAK MOUNTAIN ESTATES 3RD SECTOR |
| Legal Block | 6 |
| Legal Lot Number | 18 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | ALABASTER-HELENA |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 30316 |
552 Overhill Rd is owned and occupied by two individuals who bought it in January 2026.
Source: Shelby County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 552 OVERHILL RD, PELHAM, AL 35124-1635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jan 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 7, 2019 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Sep 11, 2017 | Deed of Trust, Mortgage · Line of Credit AMERICAS FIRST FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2026 · Amount on File |
| Deed Sale | Jan 9, 2026 · Amount on File |
| Deed Document Number | 20267880 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 552 OVERHILL RD, PELHAM, AL 35124-1635 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000064010 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | 20210208000064010 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Jan 9, 2026 |
| Property Address | 552 OVERHILL RD, PELHAM, AL 35124-1635 |
| Document Number | 0000007880 |
| Map Reference | MB 5 PG 83 |
| Instrument Date | Jan 8, 2026 |
| Instrument | 20260109000007880 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 800 VALLEYVIEW RD # RDB27, RDB27, PELHAM, AL 35124-1578 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 552 OVERHILL RD, PELHAM, AL 35124-1635 |
| Document Number | 0000007890 |
|---|---|
| Date | Jan 9, 2026 |
| Instrument | 20260109000007890 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | PELHAM, AL 35124 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000367550 |
|---|---|
| Date | Oct 7, 2019 |
| Instrument | 20191007000367550 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | PELHAM, AL 35124 |
| Document Number | 0000360040 |
| Instrument Date | Sep 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 552 OVERHILL RD PELHAM AL 351241635, PELHAM, AL 35124-1635 |
| Document Number | 0000360040 |
|---|---|
| Date | Oct 3, 2017 |
| Instrument | 360040 |
| Name | AMERICAS FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | BIRMINGHAM, AL 35203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 2, 2032 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 552 Overhill Rd was $1,276 with exemptions applied.
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Municipality | Pelham City |
| Unified School District | Pelham City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,276.00 Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $1,276.00 (-2.22%) | $22,000 (-2.22%) | $219,890 (-2.19%) Land $75,000 Building $144,890 |
| 2024 | $1,305.00 Homeowner's exemption Senior Citizen's exemption | $22,500 (+18.05%) | $224,820 (+17.98%) Land $75,000 Building $149,820 |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $19,060 | $190,560 Land $70,000 Building $120,560 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 552 Overhill Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 23 (1992–2021) |
| Claims Outside the SFHA | 10 of 23 |
| Most Recent Claim | Oct 2021 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 552 Overhill Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 85% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PELHAM serves 38,703 people · EPA ID AL0001163 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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