545 Overhill Rd, Pelham, AL 35124 Property Records

Shelby County property record for 545 Overhill Rd, Pelham, AL 35124

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,412 sqft · built 1972
Lot Size0.407 acres (17,735 sqft)
Owner2 Individual Names on Record
Last Sale$170,000 (Nov 2019)
Tax Bill$1,148 (2026)
Deeds & MortgagesSep 2025 Line of Credit
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN131123002027000

Property Details

APN / Parcel Number

Primary APN131123002027000

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,412 sqft Heated Area
1st Floor Area1,202 sqft
Basement Area300 sqft
Finished Basement300 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1978
Exterior MaterialBrick
Construction TypeWood
Foundation TypeBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area17,735 sqft (0.407 acres)
Lot Dimensions175 ft deep x 101 ft wide
Garage TypeBasement
PorchSlab
Deck Area150 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address545 OVERHILL RD
CityPELHAM
StateAL
Zip35124-1621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC/TWNSHP/RAN 12 20S 03W NBRHD: 08 CAHABA VALLEY R-2
Legal Range03W
Legal Township20S
Legal Section12
Legal SubdivisionOAK MOUNTAIN ESTATES 2ND SECTOR
Legal Block3
Legal Lot Number17
JurisdictionSHELBY AL
Township / Civil DivisionALABASTER-HELENA
Census Block Group1
Census Block1016
Census Tract30316

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address545 OVERHILL RD, PELHAM, AL 35124-1621
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2025Quit Claim Deed, Transfer · Line of Credit
UNITED WHOLESALE MORTGAGE
Nov 18, 2019Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2019 · Amount on Record
Deed SaleNov 18, 2019 · Amount on Record
Prior SaleOct 8, 2002 · Amount on Record
Deed Document Number2019426950
Last Transfer DateAug 29, 2025
Transfer Doc0000278380
Record UpdatedOct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHELBY AL
Recording DateSep 16, 2025
Property Address545 OVERHILL RD, PELHAM, AL 35124-1621
Document Number0000278380
Map ReferenceMB 5 PG 76
Instrument DateAug 29, 2025
Instrument20250916000278380
Transaction TypeTransfer
Record UpdatedApr 21, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 OVERHILL RD, PELHAM, AL 35124-1621

Mortgage

Document Number0000278390
DateSep 16, 2025
Instrument20250916000278390
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueOct 1, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY AL
Recording DateNov 18, 2019
Property Address545 OVERHILL RD, PELHAM, AL 35124-1621
Document Number0000426950
Instrument DateOct 17, 2019
Instrument426950
Transaction TypeTransfer
Record UpdatedNov 27, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 OVERHILL RD PELHAM AL 351241621, PELHAM, AL 35124-1621

Mortgage

Document Number426960
DateNov 18, 2019
Instrument426960
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 17, 2049

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyShelby County
MunicipalityPelham City
Unified School DistrictPelham City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,148.00 (-3.45%) Homeowner's exemption
2025$1,189.00 (-2.14%)$20,500 (-2.19%)$205,000 (-2.19%) Land $75,000 Building $130,000
2024$1,215.00 (+22.6%) Homeowner's exemption$20,960 (+17.75%)$209,600 (+17.75%) Land $75,000 Building $134,600
2023$991.00 Homeowner's exemption$17,800$178,000 Land $70,000 Building $108,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims23 (1992–2021)
Claims Outside the SFHA10 of 23
Most Recent ClaimOct 2021 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Oct 2021 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PELHAM
serves 38,703 people · EPA ID AL0001163
Water SourcePurchased surface water from several systems
Last State InspectionJul 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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