Monmouth County and Spring Lake Borough property record for 416 Ocean Rd, Spring Lake, NJ 07762
| Property Type | Hotel |
|---|---|
| Details | 5 bd · 1.5 ba · 3,645 sqft · built 2018 |
| Lot Size | 0.212 acres (9,239 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $11,937 (2025) |
| Deeds & Mortgages | Mar 2023 Second Mortgage Sep 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-00013-0000-00004-01 |
| Primary APN | 47-00013-0000-00004-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,645 sqft Living Area |
| 1st Floor Area | 1,554 sqft |
| Upper Floors Area | 1,554 sqft |
| Basement Area | 1,554 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,239 sqft (0.212 acres) |
| Lot Dimensions | 140 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 364 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Old Parcel Number | 4700013000000004 |
|---|---|
| Street Address | 416 OCEAN RD |
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1028 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Hotel |
| Local Zoning Code | R-2 |
| Legal Subdivision | SPRING LAKE |
| Legal Block | 13 |
| Legal Lot Number | 4.1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 809100 |
Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 416 OCEAN RD, SPRING LAKE, NJ 07762-1028 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MANASQUAN BANK |
| Sep 16, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Jun 6, 2018 | Loan Modification, Mortgage · Line of Credit MANASQUAN BK |
| Nov 16, 2017 | Deed of Trust, Mortgage · Line of Credit MANASQUAN BK |
| Sep 22, 2017 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage MANASQUAN BK |
| Feb 16, 2017 | Grant Deed, Transfer MANASQUAN BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2008 |
| Deed Sale | Mar 13, 2008 |
| Deed Document Number | 200827639 |
| Deed Book / Page | 8708 / 3864 |
| Prior Transfer Date | Jan 11, 2007 |
| Prior Transfer Doc | 0086507898 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 416 OCEAN RD, SPRING LAKE, NJ 07762-1028 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0096393910 |
|---|---|
| Date | Mar 30, 2023 |
| Book Page | 9639/3910 |
| Instrument | 2023022104 |
| Name | MANASQUAN BANK |
|---|---|
| Type | Bank |
| Address | MANASQUAN, NJ 08736 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 416 OCEAN RD, SPRING LAKE, NJ 07762-1028 |
| Document Number | 0000089716 |
| Instrument Date | Sep 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 416 OCEAN RD SPRING LAKE NJ 077621028, SPRING LAKE, NJ 07762-1028 |
| Document Number | 0000089716 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 009370/005273 |
| Instrument | 89716 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 24, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 416 OCEAN RD, SPRING LAKE, NJ 07762-1028 |
| Document Number | 0000068301 |
| Instrument Date | Jun 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 416 OCEAN RD SPRING LAKE, SPRING LAKE |
| Document Number | 0000068301 |
|---|---|
| Date | Jul 12, 2018 |
| Book Page | 009300/001895 |
| Instrument | 68301 |
| Name | MANASQUAN BK |
|---|---|
| Address | MANASQUAN, NJ 08736 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 416 OCEAN RD, SPRING LAKE, NJ 07762-1028 |
| Document Number | 0000124225 |
| Book / Page | 009264 / 008051 |
| Instrument Date | Nov 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 416 OCEAN RD SPRING LAKE NJ 07762, SPRING LAKE, NJ 07762 |
| Document Number | 0000124225 |
|---|---|
| Date | Dec 26, 2017 |
| Book Page | 009264/008051 |
| Instrument | 124225 |
| Name | MANASQUAN BK |
|---|---|
| Address | WALL, NJ 08736 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 25, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 22, 2017 |
| Property Address | 416 OCEAN RD, SPRING LAKE, NJ 07762-1028 |
| Document Number | 0000093099 |
| Book / Page | 009250 / 000687 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 93099 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 16, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 416 OCEAN RD SPRING LAKE NJ 07762, SPRING LAKE, NJ 07762 |
| Document Number | 93100 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 009250/000717 |
| Instrument | 93100 |
| Name | MANASQUAN BK |
|---|---|
| Address | WALL, NJ 08736 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 16, 2017 |
| Property Address | 416 OCEAN RD, SPRING LAKE, NJ 07762-1028 |
| Document Number | 0000018300 |
| Book / Page | 009213 / 005932 |
| Instrument Date | Feb 2, 2017 |
| Instrument | 18300 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2017 |
| Title Company | MID-STATE ABSTRACT COMPANY, MID-STATE ABSTRACT CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 516A LINCOLN AVE AVON BY THE SEA NJ 077171155, AVON BY THE SEA, NJ 07717-1155 |
| Document Number | 18301 |
|---|---|
| Date | Feb 16, 2017 |
| Book Page | 009213/005940 |
| Instrument | 18301 |
| Name | MANASQUAN BK |
|---|---|
| Address | 2221 LANDMARK PL, MANASQUAN, NJ 08736-1051 |
| Amount | Amount Recorded |
|---|
Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,727,600 (+4.43%) Land $1,210,200 Building $1,517,400 | $2,727,600 (+4.43%) Land $1,210,200 Building $1,517,400 | |
| 2025 | $11,937.00 (+11.84%) | $2,612,000 (+33.57%) Land $1,112,200 Building $1,499,800 | $2,612,000 (+33.57%) Land $1,112,200 Building $1,499,800 |
| 2024 | $10,673.00 (+12.34%) | ||
| 2023 | $1,955,500 Land $913,600 Building $1,041,900 | $1,955,500 Land $913,600 Building $1,041,900 | |
| 2022 | $9,501.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 227 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 421 units insured incl. 194 condo units |
| Nearby Flood Claims | 440 (1979–2025) |
| Claims Outside the SFHA | 142 of 440 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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