552 N Spring St, Elgin, IL 60120 Property Records

Kane County property record for 552 N Spring St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1898
Square Footage	2,404 sqft Living Area
Lot Size	10,890 sqft (0.25 acres)
Occupancy	Owner Occupied
Last Sale	$125,000 (2001)
Tax Bill	$6,691.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-11-478-010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,404 sqft Living Area
Gross Area	3,396 sqft Gross Area
Basement Area	992 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Construction Type	Frame Construction
Lot Area	10,890 sqft (0.25 acres)
Depth X Width	132 ft x 83 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	Window A/C Cooling
Water Source	Commercial Water Source

Location & Zoning

Street Address	552 N SPRING ST
City	ELGIN
State	IL
Zip	60120-3678
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	P J KIMBALL JRS 3RD ADDN SOUTH 5 RODS EXCEPT WEST 2 RODS OF LOT 4 BLOCK 33
Legal Subdivision	P J KIMBALL JRS 3RD ADDN
Legal Block	33
Legal Lot Number	4
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	2
Census Block	2006
Census Tract	851302

Owner

Source: Kane County records · APN 06-11-478-010

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	552 N SPRING ST, ELGIN, IL 60120-3678
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 02, 2001 · Amount on Record
Deed Sale	Apr 02, 2001 · Amount on Record
Prior Sale	Jan 31, 2001
Deed Doc Number	200128524
Last Transfer Date	Aug 04, 2020
Transfer Doc	0000044240
Record Refreshed	Sep 20, 2026

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Aug 10, 2020
Property Address	552 N SPRING ST, ELGIN, IL 60120-3678
Document Number	0000044240
Instrument Date	Aug 04, 2020
Instrument	2020K044240
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	552 N SPRING ST, 552, ELGIN, IL 60120-3678

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	552 N SPRING ST, ELGIN, IL 60120-3678

Mortgage

Document Number	0000044241
Date	Aug 10, 2020
Instrument	2020K044241

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,691.00 (+15.84%) Homeowner's exemption
2024		$88,151 (+21.39%) Land $18,486 Building $69,665	$264,559 (+21.44%) Land $55,480 Building $209,079
2022	$5,776.00 (+4.62%) Homeowner's exemption	$72,616 (+6.96%) Land $15,228 Building $57,388	$217,848 (+6.96%) Land $45,684 Building $172,164
2021	$5,521.00 Homeowner's exemption	$67,891 Land $14,237 Building $53,654	$203,673 Land $42,711 Building $160,962

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.