509 N Spring St, Elgin, IL 60120 Property Records

Kane County property record for 509 N Spring St, Elgin, IL 60120 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1910
Square Footage	1,908 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$365,000 (2026)
Tax Bill	$7,044.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-12-354-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Building Area	1,908 sqft Living Area
Gross Area	2,862 sqft Gross Area
Basement Area	954 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Victorian Style
Construction Type	Frame Construction
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	Window A/C Cooling
Water Source	Commercial Water Source

Location & Zoning

Street Address	509 N SPRING ST
City	ELGIN
State	IL
Zip	60120-3649
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	P J KIMBALL JRS 3RD ADDN NORTH 4 RODS WEST 8 RODS LOT 1 BLOCK 31
Legal Subdivision	P J KIMBALL JRS 3RD ADDN
Legal Block	31
Legal Lot Number	1
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	2
Census Block	2012
Census Tract	851302

Owner

Source: Kane County records · APN 06-12-354-003

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	509 N SPRING ST, ELGIN, IL 60120-3649
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 12, 2026 · Amount on Record
Deed Sale	Aug 12, 2026 · Amount on Record
Prior Sale	Jun 16, 2008 · Amount on Record
Deed Doc Number	202634567
Prior Transfer Date	Jun 13, 2003
Prior Transfer Doc	0000160040
Record Refreshed	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 12, 2026
Property Address	509 N SPRING ST, ELGIN, IL 60120-3649
Document Number	0000034567
Instrument Date	Jul 02, 2026
Instrument	202634567
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	PROPER TITLE LLC, PROPER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$55,297.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 N SPRING ST, ELGIN, IL 60120-3649

Mortgage

Document Number	0000034568,
Date	Aug 12, 2026
Instrument	202634568

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,044.00 (+3.5%)	$92,341 (+8.57%) Land $18,976 Building $73,365	$277,134 (+8.57%) Land $56,951 Building $220,183
2024	$6,806.00 (+12.03%)	$85,052 (+21.39%) Land $17,478 Building $67,574	$255,258 (+21.44%) Land $52,455 Building $202,803
2022	$6,075.00 (+3.95%)	$70,063 (+6.96%) Land $14,398 Building $55,665	$210,189 (+6.96%) Land $43,194 Building $166,995
2021	$5,844.00	$65,504 Land $13,461 Building $52,043	$196,512 Land $40,383 Building $156,129