552 Elm St, Winnetka, IL 60093 Property Records

Cook County property record for 552 Elm St, Winnetka, IL 60093

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.5 ba · 3,578 sqft · built 1915
Lot Size0.281 acres (12,240 sqft)
OwnerIndividual Name on File
Tax Bill$25,808 (2023)
Deeds & MortgagesApr 2021 Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-21-112-004

Property Details

APN / Parcel Number

Primary APN05-21-112-004
Alternative APN
  • 05-21-112-004-0000

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,578 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area12,240 sqft (0.281 acres)
Garage TypeDetached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water

Location & Zoning

Street Address552 ELM ST
CityWINNETKA
StateIL
Zip60093-2617
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(COUNTY) (CLERKS) DIVN OF BLK21 IN WINNETKA SUB OF NE SEC20 & NH SEC21 NH SEC 21-42-13
Legal Range13E
Legal Township42N
Legal Section21
Legal SubdivisionCOUNTY CLERKS DIVN OF BLK21 IN WINNE
Legal Block21
Legal Lot Number1
JurisdictionCOOK IL
Township / Civil DivisionNEW TRIER
Census Block Group2
Census Block2017
Census Tract800400

Owner

552 Elm St is owned and occupied by an individual who acquired it in August 1999.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address552 ELM ST, WINNETKA, IL 60093-2617
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
May 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK
Nov 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 3, 1999
Transfer Doc0000000073
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address552 ELM ST, WINNETKA, IL 60093-2617
Transaction TypeMortgage
Record UpdatedApr 27, 2021
Title CompanyRAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010649222
DateApr 16, 2021
Instrument2110649222
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 1, 2036
Interest
Rate TypeFixed Rate
Rate2.37%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address552 ELM ST, WINNETKA, IL 60093-2617
Document Number2027207129
Instrument DateMay 20, 2020
Transaction TypeMortgage
Record UpdatedOct 14, 2020
Title CompanyCITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address552 ELM ST WINNETKA IL 600932617, WINNETKA, IL 60093-2617

Mortgage

Document Number2027207129
DateSep 28, 2020
Instrument27207129
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 27, 2035

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address552 ELM ST, WINNETKA, IL 60093-2617
Document Number1936415020
Instrument DateNov 23, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyCITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address552 ELM ST WINNETKA IL 600932617, WINNETKA, IL 60093-2617

Mortgage

Document Number1936415020
DateDec 30, 2019
Instrument36415020
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 29, 2034

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionNew Trier Township
MunicipalityWinnetka Village
Secondary School DistrictNew Trier Township High School District 203 (09 - 12)
Elementary School DistrictWinnetka School District 36 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$190,000 Land $33,048 Building $156,952$1,900,000 Land $330,480 Building $1,569,520
2023$25,808.00 (+0.56%)
2022$25,665.00 Homeowner's exemption$121,015 Land $40,392 Building $80,623$1,210,150 Land $403,920 Building $806,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 552 Elm St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims3 (1979–2016)
Claims Outside the SFHA2 of 3
Most Recent ClaimJul 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 552 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINNETKA
serves 12,475 people · EPA ID IL0313330
Water SourceSurface water
Last State InspectionOct 2023
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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