525 Elm St, Winnetka, IL 60093 Property Records

Cook County property record for 525 Elm St, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 4,249 sqft · built 1897
Lot Size	0.692 acres (30,139 sqft)
Owner	Individual Name on File
Tax Bill	$96,292 (2023)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-21-108-005`

Property Details

APN / Parcel Number

Primary APN	`05-21-108-005`
Alternative APN	`05-21-108-005-0000`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,249 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	30,139 sqft (0.692 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	525 ELM ST
City	WINNETKA
State	IL
Zip	60093-2618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(OWNERS) RESUB OF VAC BALDWIN PLACE TOGETHER WITH ACC RETIONS TO & BLK18 IN WINNETKA SUB OF NE SEC20 & NH SEC21 NH SEC 21-42-
Legal Range	13E
Legal Township	42N
Legal Section	21
Legal Subdivision	WINNETKA SUB
Legal Block	18
Legal Lot Number	1
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	2
Census Block	2014
Census Tract	800400

Owner

Source: Cook County records · APN 05-21-108-005

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	525 ELM ST, WINNETKA, IL 60093-2618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	525 ELM ST, WINNETKA, IL 60093-2618
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004041017
Date	Feb 09, 2022
Instrument	2204041017

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$616,951 (+36.89%) Land $226,043 Building $390,908	$6,169,510 (+36.89%) Land $2,260,430 Building $3,909,080
2023	$96,292.00 (-2.11%)
2022	$98,366.00	$450,695 Land $150,695 Building $300,000	$4,506,950 Land $1,506,950 Building $3,000,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1979–2016)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2016 · other causes

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 387 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WINNETKA serves 12,475 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.